POLISCOPE
Topic10 documents tagged

Commerce Consumer Finance

What This Page Covers

This page collects the 10 public records POLISCOPE has tagged with “Commerce Consumer Finance”. Coverage spans bills - each decoded into plain English and linked to its primary source. It most often overlaps with Consumer Finance, Consumer Protection, and Commerce Consumer Protection.

Active Bills

State BillOHIOJun 2, 2026Ohio limits medical debt interest rates to 3% and restricts wage garnishment for patients on payment plansOhio Senate Bill 444 caps the interest rate on medical debt at 3% per year and prohibits creditors from garnishing wages for medical debt unless the debtor misses payment plan installments for 120 conState BillOHIOFeb 11, 2026Ohio bill requires businesses to prominently disclose credit card surcharges at the point of saleState BillOHIOFeb 11, 2026Ohio Senate urges Congress to evaluate credit reporting agencies over economic inequitiesState BillOHIOFeb 4, 2026Ohio updates regulations and dissolution rules for credit union share guaranty corporationsState BillOHIOOct 29, 2025Ohio Bill Allows Banks to Pause Suspected Fraud Transactions on Older Adults' AccountsState BillOHIOOct 22, 2025Ohio bill creates licensing framework and operational rules for debt resolution services providersState BillOHIOOct 1, 2025Ohio Bill Prohibits Small Loans of $1,000 or Less and Loans Lasting One Year or LessState BillOHIOOct 1, 2025Ohio Senate Bill 256 Establishes State Licensure and Regulatory Requirements for Debt Resolution Services Providers

Showing 8 of 9 bills tagged with this topic.

Recent Activity

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Finance Signals

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Key Actors

  1. 01Revised Codeorganization3 mentions
  2. 02Internal Revenue Code of 1986other3 mentions
  3. 03Superintendent of Financial Institutionsorganization2 mentions
  4. 04Bureau of Criminal Identification and Investigationorganization2 mentions
  5. 05General Assembly of the State of Ohioorganization2 mentions
  6. 06Division of Financial Institutionsorganization2 mentions
  7. 07Fair Credit Reporting Actother1 mentions
  8. 08Lisa Riceperson1 mentions
  9. 09D. J. Swearingenperson1 mentions
  10. 10Deidre Swesnikperson1 mentions

Connections Preview

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  • Topic to billsOhio limits medical debt interest rates to 3% and restricts wage garnishment for patients on payment plans, Ohio bill requires businesses to prominently disclose credit card surcharges at the point of sale, Ohio Senate urges Congress to evaluate credit reporting agencies over economic inequities (+6 more)
  • Topic to peopleLisa Rice, D. J. Swearingen, Deidre Swesnik
  • Topic to orgsRevised Code, Superintendent of Financial Institutions, Bureau of Criminal Identification and Investigation (+2 more)
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Source Trail

Documents whose extracted record lists this topic. Each item opens the Bill Dossier, which includes the official source URL when available.

  1. Jun 2, 2026State BillOhio limits medical debt interest rates to 3% and restricts wage garnishment for patients on payment plans
  2. Feb 11, 2026State BillOhio bill requires businesses to prominently disclose credit card surcharges at the point of sale
  3. Feb 11, 2026State BillOhio Senate urges Congress to evaluate credit reporting agencies over economic inequities
  4. Feb 4, 2026State BillOhio updates regulations and dissolution rules for credit union share guaranty corporations
  5. Oct 29, 2025State BillOhio Bill Allows Banks to Pause Suspected Fraud Transactions on Older Adults' Accounts
  6. Oct 22, 2025State BillOhio bill creates licensing framework and operational rules for debt resolution services providers
  7. Oct 1, 2025State BillOhio Bill Prohibits Small Loans of $1,000 or Less and Loans Lasting One Year or Less
  8. Oct 1, 2025State BillOhio Senate Bill 256 Establishes State Licensure and Regulatory Requirements for Debt Resolution Services Providers
  9. Jan 29, 2025State BillOhio requires retail merchants to accept cash payments and prohibits cashless-only sales

Showing 9 of 10 source records.