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Read. Follow. Verify.Ohio bill requires businesses to prominently disclose credit card surcharges at the point of sale
Last action · February 11, 2026: Referred to Financial Institutions, Insurance and TechnologySponsors: Willis Blackshear and 1 other
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What This Bill Would Do
s in Ohio must provide prominent, written disclosure at the point of sale for any fees or surcharges added for using a credit card in a . Failing to disclose these fees will be treated as an under state consumer law. The measure grants the state attorney general and consumers enforcement powers and remedies under existing Ohio law.
Ohio shoppers gain the right to clear, written notice of credit card fees before paying, while businesses face enforcement action and consumer lawsuits if they fail to disclose surcharges.
- The Ohio Revised Code contains the general and permanent statutes of the state of Ohio, including consumer protection laws administered by the state attorney general. context
Who It Would Affect
Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.
suppliers
Suppliers must provide prominent written disclosures at the point of sale for credit card surcharges or face liability for unfair and deceptive trade practices.
consumers
Consumers receive the right to written notice of credit card surcharges at the point of sale and gain access to remedies under section 1345.09 of the Revised Code for violations.
Key Facts
You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.
Frequently Asked Questions
What does a business have to do under this bill regarding credit cards?
What happens if a business fails to disclose a credit card surcharge?
What else do you want to know?
News Coverage
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Votes, people, money & the original sourceWhere This Stands
Currently in committee. The next step in the legislative lifecycle is Floor Vote.
Procedural history
2 actions- Feb 11, 2026SenateCommitteeReferred to Financial Institutions, Insurance and Technology
- Dec 23, 2025SenateIntroducedIntroduced
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Lobbying Activity
No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Sponsors
Discoveries
Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.
Establishment of Surcharge Disclosure Mandate
The bill establishes section 1345.29 of the Revised Code to explicitly regulate credit card surcharges, tying enforcement directly to existing Ohio Consumer Sales Practices Act frameworks.
Connected Entities
Sources
www.legislature.ohio.gov
Analysis Score
0–100- Significance60How much this matters to a regular citizen
- Controversy25Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz30Current news / social attention level
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