POLISCOPE
Topic18 documents tagged

Consumer Finance

What This Page Covers

This page collects the 18 public records POLISCOPE has tagged with “Consumer Finance”. Coverage spans bills and news coverage - each decoded into plain English and linked to its primary source. It most often overlaps with Commerce Consumer Finance, Commerce, and Financial Institutions.

Active Bills

State BillOHIOJun 2, 2026Ohio limits medical debt interest rates to 3% and restricts wage garnishment for patients on payment plansOhio Senate Bill 444 caps the interest rate on medical debt at 3% per year and prohibits creditors from garnishing wages for medical debt unless the debtor misses payment plan installments for 120 conState BillRHODE ISLANDMar 3, 2026Rhode Island bill allows small loan lenders to charge origination fees and higher interest on loans up to $5,000State BillWYOMINGFeb 27, 2026Wyoming authorizes debit card payments for state lottery ticket purchases starting July 2026State BillOHIOFeb 11, 2026Ohio Senate urges Congress to evaluate credit reporting agencies over economic inequitiesState BillOHIOFeb 11, 2026Ohio bill requires businesses to prominently disclose credit card surcharges at the point of saleState BillOHIOFeb 4, 2026Ohio updates regulations and dissolution rules for credit union share guaranty corporationsState BillOHIOOct 22, 2025Ohio bill creates licensing framework and operational rules for debt resolution services providersState BillOHIOOct 1, 2025Ohio Bill Prohibits Small Loans of $1,000 or Less and Loans Lasting One Year or Less

Showing 8 of 10 bills tagged with this topic.

Recent Activity

  1. Wed, Oct 281 item
    1. Car buyers face record prices and 84-month loans as experts share strategies to saveOne in four car buyers is now taking out loans lasting 84 months or longer as the average new vehicle price reached $50,562 in September and average monthly payments hit $787. Automotive experts recomHillsborough County
  2. Thu, Sep 101 item
    1. BadCredit.org survey reports 79% of prediction-market users lost money and 44 states argue platforms constitute gamblingA new survey indicates that 79% of prediction-market users have lost money over the past year, with over half borrowing funds via credit cards or personal loans to continue betting. Meanwhile, 44 statHillsborough County

Finance Signals

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Key Actors

  1. 01Revised Codeorganization3 mentions
  2. 02Internal Revenue Code of 1986other3 mentions
  3. 03Superintendent of Financial Institutionsorganization2 mentions
  4. 04Bureau of Criminal Identification and Investigationorganization2 mentions
  5. 05Fair Credit Reporting Actother1 mentions
  6. 06CarEdgeorganization1 mentions
  7. 07Willis E. Blackshear, Jr.person1 mentions
  8. 08Catherine D. Ingramperson1 mentions
  9. 09Equal Credit Opportunity Actother1 mentions
  10. 10Polymarketorganization1 mentions

Connections Preview

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  • Topic to billsOhio limits medical debt interest rates to 3% and restricts wage garnishment for patients on payment plans, Rhode Island bill allows small loan lenders to charge origination fees and higher interest on loans up to $5,000, Wyoming authorizes debit card payments for state lottery ticket purchases starting July 2026 (+7 more)
  • Topic to peopleWillis E. Blackshear, Jr., Catherine D. Ingram
  • Topic to orgsRevised Code, Superintendent of Financial Institutions, Bureau of Criminal Identification and Investigation (+2 more)
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Source Trail

Documents whose extracted record lists this topic. Each item opens the Bill Dossier, which includes the official source URL when available.

  1. Oct 28, 2026NewsCar buyers face record prices and 84-month loans as experts share strategies to save
  2. Sep 10, 2026NewsBadCredit.org survey reports 79% of prediction-market users lost money and 44 states argue platforms constitute gambling
  3. Jun 2, 2026State BillOhio limits medical debt interest rates to 3% and restricts wage garnishment for patients on payment plans
  4. Mar 3, 2026State BillRhode Island bill allows small loan lenders to charge origination fees and higher interest on loans up to $5,000
  5. Feb 27, 2026State BillWyoming authorizes debit card payments for state lottery ticket purchases starting July 2026
  6. Feb 11, 2026State BillOhio Senate urges Congress to evaluate credit reporting agencies over economic inequities
  7. Feb 11, 2026State BillOhio bill requires businesses to prominently disclose credit card surcharges at the point of sale
  8. Feb 4, 2026State BillOhio updates regulations and dissolution rules for credit union share guaranty corporations
  9. Oct 22, 2025State BillOhio bill creates licensing framework and operational rules for debt resolution services providers
  10. Oct 1, 2025State BillOhio Bill Prohibits Small Loans of $1,000 or Less and Loans Lasting One Year or Less

Showing 10 of 18 source records.