POLISCOPE
Topic19 documents tagged

Consumer Credit

What This Page Covers

This page collects the 19 public records POLISCOPE has tagged with “Consumer Credit”. Coverage spans bills - each decoded into plain English and linked to its primary source. It most often overlaps with Financial Institutions, Business, and Commerce and Trade.

Active Bills

State BillMICHIGANJun 17, 2026Michigan Bans Medical Debt on Credit Reports and Regulates Collection Practices Under Senate Bill 451Michigan bans consumer reporting agencies from including medical debt in consumer reports and prohibits medical creditors and collectors from reporting medical debt, except for credit transactions excState BillMICHIGANJun 2, 2026House Bill 5552 restricts mortgage prepayment fee limitations to loans made for personal, family, or household purposesState BillIOWAMay 2, 2026Iowa sets regulated loan interest at 3 percent per month and adjusts consumer credit service chargesState BillMICHIGANApr 30, 2026Michigan House Bill 5561 exempts earned wage access services from collection agency licensing requirementsState BillMICHIGANApr 30, 2026Michigan House Bill 5563 exempts earned wage access services from debt collection regulationsState BillLOUISIANAApr 20, 2026Louisiana House Bill 952 Adjusts Consumer Loan Interest Rate Caps and Mandates Disaster Relief ProtectionsState BillUTAHMar 23, 2026Utah modifies consumer credit code to prohibit prepayment penalties with specific housing loan exceptions and clarify debtor rebate rulesState BillMICHIGANMar 10, 2026Senate Bill 830 Authorizes Small Loans by Deferred Presentment Providers and Establishes Consumer Regulations

Showing 8 of 13 bills tagged with this topic.

Recent Activity

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Finance Signals

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Key Actors

  1. 01Subcommittee on Financial Institutions and Consumer Creditorganization2 mentions
  2. 02Federal Housing Finance Authorityorganization1 mentions
  3. 03NAACP Houston Branchorganization1 mentions
  4. 04Thomas Kuhnperson1 mentions
  5. 05Andrew Smithperson1 mentions
  6. 06Community Financial Services Association of Americaorganization1 mentions
  7. 07Jen Plumbperson1 mentions
  8. 08Al Greenperson1 mentions
  9. 09Haysperson1 mentions
  10. 10Houston, Texaslocation1 mentions

Connections Preview

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  • Topic to billsMichigan Bans Medical Debt on Credit Reports and Regulates Collection Practices Under Senate Bill 451, House Bill 5552 restricts mortgage prepayment fee limitations to loans made for personal, family, or household purposes, Iowa sets regulated loan interest at 3 percent per month and adjusts consumer credit service charges (+10 more)
  • Topic to peopleThomas Kuhn, Andrew Smith, Jen Plumb (+2 more)
  • Topic to orgsSubcommittee on Financial Institutions and Consumer Credit, Federal Housing Finance Authority, NAACP Houston Branch (+1 more)
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Source Trail

Documents whose extracted record lists this topic. Each item opens the Bill Dossier, which includes the official source URL when available.

  1. Jun 17, 2026State BillMichigan Bans Medical Debt on Credit Reports and Regulates Collection Practices Under Senate Bill 451
  2. Jun 10, 2026candidate websiteUnderstanding Tribal Loans
  3. Jun 2, 2026State BillHouse Bill 5552 restricts mortgage prepayment fee limitations to loans made for personal, family, or household purposes
  4. May 2, 2026State BillIowa sets regulated loan interest at 3 percent per month and adjusts consumer credit service charges
  5. Apr 30, 2026State BillMichigan House Bill 5561 exempts earned wage access services from collection agency licensing requirements
  6. Apr 30, 2026State BillMichigan House Bill 5563 exempts earned wage access services from debt collection regulations
  7. Apr 20, 2026State BillLouisiana House Bill 952 Adjusts Consumer Loan Interest Rate Caps and Mandates Disaster Relief Protections
  8. Mar 23, 2026State BillUtah modifies consumer credit code to prohibit prepayment penalties with specific housing loan exceptions and clarify debtor rebate rules
  9. Mar 10, 2026State BillSenate Bill 830 Authorizes Small Loans by Deferred Presentment Providers and Establishes Consumer Regulations
  10. Mar 6, 2026State BillUtah housing authorities must offer optional rent-payment credit reporting starting July 2026 under SB 187

Showing 10 of 19 source records.