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Utah housing authorities must offer optional rent-payment credit reporting starting July 2026 under SB 187

Original title: Renter Credit Reporting Amendments

Last action · March 6, 2026: Senate/ filedSponsor: Stephanie Pitcher

Introduced
Committee
Floor Vote
Passed
Law

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Public stanceCommunity reactions are separate from the official record and reporting.

What This Bill Proposed

Beginning July 1, 2026, housing authorities in Utah must offer renters the option to report rent payments to nationwide consumer reporting agencies. Renters may enroll or unenroll at any time, though un-enrolling or failing to pay reporting fees triggers a six-month waiting period before re-enrollment.

Why it matters

Renters in units gain the ability to build credit history through on-time rent payments, while housing authorities can pass on only the exact cost of the reporting service without using unpaid fees as grounds for eviction.

Background
  • Utah housing authorities operate under state and federal frameworks to provide affordable housing options to eligible residents. context

Who It Would Have Affected

Groups the bill's text would have affected, as described in the record. Being affected is not a position for or against it.

Directly affected

housing authority

Housing authorities must provide written offers of rent reporting to renters, manage enrollments and unenrollments, and limit any reporting fees to actual costs.

Directly affected

renter

Renters receive the option to have their rent payments reported to nationwide consumer reporting agencies to build credit history, subject to optional fees and re-enrollment waiting periods.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

Can a housing authority evict me if I do not pay the rent reporting fee?
No. The bill explicitly prohibits housing authorities from treating a failure to pay the fee as a lease violation or as grounds for eviction.
How soon can I re-enroll if I decide to opt out of rent reporting?
If you unenroll or fail to pay the reporting fee, you cannot re-enroll in for at least six months from that day.
How much can a housing authority charge for reporting rent payments?
A may charge a fee that does not exceed its actual cost of reporting the rent payment.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

This bill did not become law - Died at adjournment · in Senate committee.

Procedural history

22 actions
  1. Mar 6, 2026Senate
    Senate/ filed
  2. Mar 6, 2026Senate
    Senate/ strike enacting clause
  3. Mar 5, 2026Senate
    Senate/ comm rpt/ sent to Rules/ substituted/amend
  4. Mar 4, 2026Senate
    Senate Comm - Recommends Returned to Rules
  5. Feb 27, 2026Released
    LFA/ fiscal note publicly available for SB0187S01
  6. Feb 26, 2026Version Sponsor
    LFA/ fiscal note sent to sponsor for SB0187S01
Show 16 earlier actions
  1. Feb 25, 2026Senate
    Senate Comm - Motion to Recommend Failed
  2. Feb 25, 2026Senate
    Senate Comm - Amendment Recommendation
  3. Feb 25, 2026Senate
    Senate Comm - Substitute Recommendation
  4. Feb 25, 2026Legislative Fiscal Agency
    LFA/ bill sent to agencies for fiscal input for SB0187S01
  5. Feb 25, 2026Legislative Fiscal Analyst
    LFA/ bill assigned to staff for fiscal analysis for SB0187S01
  6. Feb 2, 2026Senate
    Senate Comm - Not Considered
  7. Jan 29, 2026Senate
    Senate/ received fiscal note from Fiscal Analyst
  8. Jan 28, 2026Released
    LFA/ fiscal note publicly available for SB0187
  9. Jan 27, 2026SenateCommittee
    Senate/ to standing committee
  10. Jan 25, 2026Version Sponsor
    LFA/ fiscal note sent to sponsor for SB0187
  11. Jan 23, 2026SenateIntroduced
    Senate/ 1st reading (Introduced)
  12. Jan 23, 2026Senate
    Senate/ received bill from Legislative Research
  13. Jan 22, 2026Legislative Fiscal Agency
    LFA/ bill sent to agencies for fiscal input for SB0187
  14. Jan 22, 2026Legislative Fiscal Analyst
    LFA/ bill assigned to staff for fiscal analysis for SB0187
  15. Jan 22, 2026Legislative Research and General Counsel
    Numbered Bill Publicly Distributed
  16. Jan 22, 2026Legislative Research and General Counsel
    Bill Numbered but not Distributed

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Discoveries

1 pattern noticed across the record

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift95% confidence

Mandatory Credit Reporting Offers for Public Housing Tenants

Utah introduces a statutory requirement for housing authorities to offer rent reporting services, linking rental history directly to consumer credit bureaus.

Connected Entities

Stephanie Pitcher
PersonStephanie Pitcher“Chief Sponsor of SB 187”Map →

Sources

Analysis Score

0–100
  • Significance20
    Lowered because this bill did not pass (its text scored 45)
  • Controversy10
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz20
    Current news / social attention level

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