POLISCOPE
Topic85 documents tagged
High Volume

Mortgages

What This Page Covers

This page collects the 85 public records POLISCOPE has tagged with “Mortgages”. Coverage spans bills and news coverage - each decoded into plain English and linked to its primary source. It most often overlaps with Housing, Consumer Protection, and Housing.

Active Bills

State BillCONNECTICUTMay 27, 2026Connecticut requires financial data security reporting, studies payroll clearing and consumer fraud, and mandates mortgage flood-risk noticesFinancial institutions and banking licensees must adopt written data security safeguards and report data breaches to the Department of Banking within three business days. Creditors must provide writteState BillCONNECTICUTMay 27, 2026Connecticut updates community investment program limits, mortgage payment rules, and banking application proceduresState BillMARYLANDApr 28, 2026Maryland prohibits sending unsolicited loan checks and caps fines at $500State BillALABAMAApr 16, 2026Alabama authorizes mortgage lenders to offer biweekly, semi-monthly, and escrow paymentsState BillKANSASApr 9, 2026Kansas bans home loan prepayment penalties after six monthsState BillIDAHOMar 30, 2026Idaho establishes administrative land division process for accessory dwelling unit financingState BillGEORGIAMar 19, 2026Georgia requires foreclosure notices to include surplus funds claim instructions and contact detailsState BillALABAMAMar 17, 2026Alabama prohibits settlement agents from including homestead taxes in debt-to-income ratios for 100% disabled veterans

Showing 8 of 19 bills tagged with this topic.

Recent Activity

  1. Yesterday1 item
    1. Sellers cut prices and offer cash to close deals amid stagnant housing marketSellers are increasingly lowering asking prices and offering money toward buyer closing costs as a stagnant housing market leaves sellers outnumbered by buyers. High mortgage rates, elevated home pricHillsborough County
  2. Tue, Sep 11 item
    1. Florida policymakers debate tax cuts and mortgage reforms to address housing market downturnFlorida politicians and economists are debating potential legislative fixes to the state's housing market slump, including proposals for capital gains tax cuts, property tax reductions, and the introdHillsborough County
  3. Mon, Aug 311 item
    1. Miami Wire identifies common causes for HomeWise closing delaysHomeWise closing delays are primarily caused by title-related issues rather than financial complications. Common obstacles include unreleased old mortgages and active liens on the property.Miami-Dade County
  4. Wed, Aug 191 item
    1. Homebuyers may assume existing mortgages to secure lower interest ratesHomebuyers can potentially lower financing costs by assuming the existing mortgage of a property seller rather than taking out a new loan at current market rates. This option allows the buyer to take Hillsborough County
  5. Thu, Aug 131 item
    1. Florida household debt averages $62,800 per capita, report findsFlorida residents carry an average of $62,800 in household debt, a figure that sits slightly below the national average but shows higher-than-average delinquency rates. According to the Federal ReservHillsborough County
  6. Tue, Aug 41 item
    1. Bankrate report finds 87% of homebuyers overpay on mortgages by thousands annuallyA new Bankrate analysis reports that 87% of mortgage borrowers are overpaying for their loans by failing to shop around for competitive interest rates. This lack of comparison costs the average homeowHillsborough County
  7. Sat, Aug 11 item
    1. JN Bank Launches Mortgage Referral ProgramJN Bank has introduced a new referral program that offers rewards to individuals who successfully refer new customers to the bank for mortgage services.Miami-Dade County
  8. Thu, Jul 301 item
    1. Average 30-Year Mortgage Rate Hits 6.66%The average interest rate for a 30-year U.S. mortgage has increased for the fourth week in a row, reaching its highest point in the last 12 months.Miami-Dade County

Finance Signals

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Key Actors

  1. 01Banking Commissionerperson2 mentions
  2. 02Neighborhood Stabilization Program Purchase Assistance Programother2 mentions
  3. 03Board of County Commissionersorganization2 mentions
  4. 04John Treadwellperson2 mentions
  5. 05Department of Bankingorganization2 mentions
  6. 06Redfinorganization2 mentions
  7. 07Miami-Dade Clerk of the Courtsorganization1 mentions
  8. 08BUSINESS COMMITTEEorganization1 mentions
  9. 09Internal Revenue Code of 1986organization1 mentions
  10. 10department of finance and administrationorganization1 mentions

Connections Preview

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  • Topic to billsConnecticut requires financial data security reporting, studies payroll clearing and consumer fraud, and mandates mortgage flood-risk notices, Connecticut updates community investment program limits, mortgage payment rules, and banking application procedures, Maryland prohibits sending unsolicited loan checks and caps fines at $500 (+16 more)
  • Topic to peopleBanking Commissioner, John Treadwell
  • Topic to orgsBoard of County Commissioners, Department of Banking, Redfin (+4 more)
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Source Trail

Documents whose extracted record lists this topic. Each item opens the Bill Dossier, which includes the official source URL when available.

  1. Oct 25, 2026NewsSellers cut prices and offer cash to close deals amid stagnant housing market
  2. Sep 1, 2026NewsFlorida policymakers debate tax cuts and mortgage reforms to address housing market downturn
  3. Aug 31, 2026NewsMiami Wire identifies common causes for HomeWise closing delays
  4. Aug 19, 2026NewsHomebuyers may assume existing mortgages to secure lower interest rates
  5. Aug 13, 2026NewsFlorida household debt averages $62,800 per capita, report finds
  6. Aug 4, 2026NewsBankrate report finds 87% of homebuyers overpay on mortgages by thousands annually
  7. Aug 1, 2026NewsJN Bank Launches Mortgage Referral Program
  8. Jul 30, 2026NewsAverage 30-Year Mortgage Rate Hits 6.66%
  9. May 27, 2026State BillConnecticut requires financial data security reporting, studies payroll clearing and consumer fraud, and mandates mortgage flood-risk notices
  10. May 27, 2026State BillConnecticut updates community investment program limits, mortgage payment rules, and banking application procedures

Showing 10 of 85 source records.