POLISCOPE
Topic89 documents tagged
Active This Week

Mortgages

What This Page Covers

This page collects the 89 public records POLISCOPE has tagged with “Mortgages”. Coverage spans bills and news coverage - each decoded into plain English and linked to its primary source. It most often overlaps with Housing, Real Estate, and Consumer Protection.

Active Bills

State BillMICHIGANJun 2, 2026House Bill 5552 restricts mortgage prepayment fee limitations to loans made for personal, family, or household purposesHouse Bill 5552 specifies that existing statutory restrictions on mortgage prepayment fees and penalties apply exclusively to loans made primarily for personal, family, or household purposes. The measState BillCONNECTICUTMay 27, 2026Connecticut requires financial data security reporting, studies payroll clearing and consumer fraud, and mandates mortgage flood-risk noticesState BillCONNECTICUTMay 27, 2026Connecticut updates community investment program limits, mortgage payment rules, and banking application proceduresState BillMARYLANDApr 28, 2026Maryland prohibits sending unsolicited loan checks and caps fines at $500State BillALABAMAApr 16, 2026Alabama authorizes mortgage lenders to offer biweekly, semi-monthly, and escrow paymentsState BillKANSASApr 9, 2026Kansas bans home loan prepayment penalties after six monthsState BillIDAHOMar 30, 2026Idaho establishes administrative land division process for accessory dwelling unit financingState BillGEORGIAMar 19, 2026Georgia requires foreclosure notices to include surplus funds claim instructions and contact details

Showing 8 of 16 bills tagged with this topic.

Recent Activity

  1. Fri, Oct 301 item
    1. Veterans hit with higher mortgage payments after VA cuts loan program: reportOver 26,000 U.S. military veterans experienced higher monthly mortgage payments after the Trump administration ended the Veterans Affairs Servicing Purchase (VASP) program on May 1, 2025. According toHillsborough County3 reports
  2. Tue, Oct 271 item
    1. U.S. home repossessions rise 42% in August amid broader financial pressures on homeownersLenders repossessed nearly 5,800 homes nationwide in August, marking a 42% increase from a year earlier, while overall foreclosure filings rose 13% to more than 40,000 properties. Housing experts noteHillsborough County
  3. Sun, Oct 251 item
    1. Sellers cut prices and offer cash to close deals amid stagnant housing marketSellers are increasingly lowering asking prices and offering money toward buyer closing costs as a stagnant housing market leaves sellers outnumbered by buyers. High mortgage rates, elevated home pricHillsborough County
  4. Tue, Sep 11 item
    1. Florida policymakers debate tax cuts and mortgage reforms to address housing market downturnFlorida politicians and economists are debating potential legislative fixes to the state's housing market slump, including proposals for capital gains tax cuts, property tax reductions, and the introdHillsborough County
  5. Mon, Aug 311 item
    1. Miami Wire identifies common causes for HomeWise closing delaysHomeWise closing delays are primarily caused by title-related issues rather than financial complications. Common obstacles include unreleased old mortgages and active liens on the property.Miami-Dade County
  6. Wed, Aug 191 item
    1. Homebuyers may assume existing mortgages to secure lower interest ratesHomebuyers can potentially lower financing costs by assuming the existing mortgage of a property seller rather than taking out a new loan at current market rates. This option allows the buyer to take Hillsborough County
  7. Thu, Aug 131 item
    1. Florida household debt averages $62,800 per capita, report findsFlorida residents carry an average of $62,800 in household debt, a figure that sits slightly below the national average but shows higher-than-average delinquency rates. According to the Federal ReservHillsborough County
  8. Tue, Aug 41 item
    1. Bankrate report finds 87% of homebuyers overpay on mortgages by thousands annuallyA new Bankrate analysis reports that 87% of mortgage borrowers are overpaying for their loans by failing to shop around for competitive interest rates. This lack of comparison costs the average homeowHillsborough County

Finance Signals

No finance signals found for this topic in the available records yet.

Trace money trail →

Open the Money page to search by entity, donor, or PAC.

Reported financial relationships and timing signals. This does not prove motive or influence.

Key Actors

  1. 01Trump administrationorganization4 mentions
  2. 02NPRorganization3 mentions
  3. 03House Republicansorganization3 mentions
  4. 04Fannie Maeorganization3 mentions
  5. 05Department of Veterans Affairsorganization3 mentions
  6. 06Biden administrationorganization3 mentions
  7. 07Freddie Macorganization3 mentions
  8. 08Floridaplace2 mentions
  9. 09Department of Bankingorganization2 mentions
  10. 10Redfinorganization2 mentions

Connections Preview

Lightweight relationship summary. Open the full graph for the interactive view, including 1-hop neighbours and money edges.

  • Topic to billsHouse Bill 5552 restricts mortgage prepayment fee limitations to loans made for personal, family, or household purposes, Connecticut requires financial data security reporting, studies payroll clearing and consumer fraud, and mandates mortgage flood-risk notices, Connecticut updates community investment program limits, mortgage payment rules, and banking application procedures (+13 more)
  • Topic to orgsTrump administration, NPR, House Republicans (+6 more)
Open the relationship graph →

Source Trail

Documents whose extracted record lists this topic. Each item opens the Bill Dossier, which includes the official source URL when available.

  1. Oct 30, 2026NewsVeterans hit with higher mortgage payments after VA cuts loan program: report
  2. Oct 30, 2026NewsVeterans hit with higher mortgage payments after VA cuts loan program: report
  3. Oct 30, 2026NewsVeterans hit with higher mortgage payments after VA cuts loan program: report
  4. Oct 27, 2026NewsU.S. home repossessions rise 42% in August amid broader financial pressures on homeowners
  5. Oct 25, 2026NewsSellers cut prices and offer cash to close deals amid stagnant housing market
  6. Sep 1, 2026NewsFlorida policymakers debate tax cuts and mortgage reforms to address housing market downturn
  7. Aug 31, 2026NewsMiami Wire identifies common causes for HomeWise closing delays
  8. Aug 19, 2026NewsHomebuyers may assume existing mortgages to secure lower interest rates
  9. Aug 13, 2026NewsFlorida household debt averages $62,800 per capita, report finds
  10. Aug 4, 2026NewsBankrate report finds 87% of homebuyers overpay on mortgages by thousands annually

Showing 10 of 89 source records.