POLISCOPE
Topic1 document tagged

Consumer Credit: Lending Practices

What This Page Covers

This page collects the one public record POLISCOPE has tagged with “Consumer Credit: Lending Practices”. Coverage spans bills - each decoded into plain English and linked to its primary source. It most often overlaps with Financial Institutions, Consumer Credit, and Financial Institutions: Other.

Active Bills

State BillMICHIGANOct 30, 2025Michigan House Bill 5161 modifies regulatory loan interest caps and loan processing feesMichigan House Bill 5161 caps regulatory loan interest at 36% per annum and allows lenders to charge a loan processing fee of up to 5% of the principal, capped at $250.00, which will be adjusted bienn

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Key Actors

  1. 01United States Department of Labor, Bureau of Labor Statisticsorganization1 mentions

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  • Topic to billsMichigan House Bill 5161 modifies regulatory loan interest caps and loan processing fees
  • Topic to orgsUnited States Department of Labor, Bureau of Labor Statistics
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Source Trail

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  1. Oct 30, 2025State BillMichigan House Bill 5161 modifies regulatory loan interest caps and loan processing fees