Florida HB 1221 revises Department of Financial Services oversight for insurance, fire safety, and property programs
March 11, 2026
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The Frame
This bill alters the regulatory framework for essential state financial and safety services, directly affecting homeowners participating in state-backed safety programs, insurance licensees, and fire safety compliance standards.
Potentially affected actors named in the source documents. Mention is not a position.
Firefighters
The bill revises provisions related to firefighter employment and fire safety standards.
Homeowners
Participants in the My Safe Florida Home and Condominium programs are subject to revised program provisions.
Public adjusters
The bill modifies the regulatory requirements and oversight for public adjusters.
Last recorded activity March 11, 2026.
Introduced.
Summary
Key Facts
You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.
Why It Matters
This bill alters the regulatory framework for essential state financial and safety services, directly affecting homeowners participating in state-backed safety programs, insurance licensees, and fire safety compliance standards.
Frequently Asked Questions
How does this bill affect the My Safe Florida Home program?
Does this bill change requirements for insurance professionals?
News Coverage
Lobbying Activity
AARP
2026
“P.L. 119-21, One Big Beautiful Bill Act H.R. 8867, Planning for Long-term Aging Needs (PLAN) Act H.R. 5861, Legacy Act of 2025 H.R. 9393, the Lower Costs, More Transparency Act. H.R. 9396, the Prior Authorization Accountability Act. S. 4916, the Aging with Artificial Intelligence Act. H.R. 8100, Safe Staffing Saves Lives Act. S. 3886, Nurses Belong in Nursing Homes Act. H.R. 6766/S. 3492, the Essential Caregivers Act of 2025. H.R. 7966/S. 4118, Hospice Care Accountability, Reform, and Enforcement (Hospice CARE) Act. S. 2120, the Older Americans Act Reauthorization Act of 2025 H.R. 5575, the Firefighters Assisting Seniors to Emergency Response (FASTER) Act of 2025. H.R. 3954/S. 4641, Improving Access to Medicare Coverage Act. H.R.5554/S.2831, Stand Strong for Medicare Act. S. 3439/H.R. 6735, Connecting Caregivers to Medicare Act and efforts related to the bill S. 1227/H.R. 2491, Alleviating Barriers for Caregivers Act S. 668/H.R. 3183, Supporting Access to Falls Education and Prevention and Strengthening Training Efforts and Promoting Safety Initiatives (SAFE STEPS) for Veterans Act of 2025 CMS-1851-P, Hospice Proposed rule. CMS-1843-P, Skilled Nursing Facility Proposed rule. CMS-1844-P, Home Health Proposed rule. No bill number. Health care transparency. No bill number. Discussed use of artificial intelligence and health data technology. No bill number. Discussed health-related policies and activities around the fall respiratory virus season. No bill number. Discussed health insurance affordability proposals. No bill number. Discussed Nursing Home staffing standards, safety, and quality. No bill number. Discussed Nursing home transparency and ownership requirements. No bill number. Discussed home health, hospice, and long-term care. No bill number. Discussed falls prevention. No bill number. Discussed social isolation. No bill number. Discussed HUD Assisted Living Requirements No bill number. Discussed family caregiving. No bill number. Discussed AARP paper on Medicare Caregiver Training Services. No bill number. Discussed Medicaid community engagement interim final rule, including the family caregiver exemption. No bill number. Discussed the paid direct care workforce in long-term care. No bill number. Discussed the unaffordability of long-term care. No bill number. Discussed Money Follows the Person Rebalancing Demonstration Program and Medicaid HCBS spousal impoverishment protections. No bill number. Discussed Medicaid fraud and family caregivers, Medicaid self-direction programs. No bill number. Discussed sandwich generation family caregiver hearing and submitted a statement for the record discussing family caregivers and sandwich generation caregivers, programs that support them, AARP caregiving resources, and federal policies to support sandwich generation caregivers and caregivers more broadly. No bill number. Discussed long-term care. No bill number. CMS-2453-NC; Medicaid Program; 2028 Medicaid Home and Community-Based Services Quality Measure Set Submitted comments No bill number. Discussed expanding access to home care. No bill number. Discussed the increasing cost of home care No bill number. Discussed HSA use for telehealth chronic care management services/subscriptions. No bill number. Discussed artificial intelligence and technology”
GOVERNMENTAL ADVOCATES INC.
on behalf of DUN & BRADSTREET CORPORATION THE
POWERS PYLES SUTTER & VERVILLE, P.C.
on behalf of UPPER MOHAWK, INC.
ELIZABETH G COOLIDGE
on behalf of UBS FINANCIAL SERVICES, INC.
JILL RITCHIE
on behalf of PLS FINANCIAL SERVICES
SALLY HOWE
on behalf of BARCLAYS CAPITAL, INC.
MAYA GOLLIDAY
on behalf of GOLDMAN SACHS & CO. LLC
RON ROLIGHED
on behalf of GOLDMAN SACHS ASSET MANAGEMENT, L.P.
ELIZABETH G COOLIDGE
on behalf of UBS FINANCIAL SERVICES, INC.
SALLY HOWE
on behalf of BARCLAYS CAPITAL, INC.
Voting Record
Favorable With Committee Substitute (Commerce Committee)
Total
27
Yes
24
No
0
Present
0
Not Voting
3
Abstain
0
How they voted (27)
David Borrero
Republican · yes
Michele Rayner
Democratic · yes
Juan Porras
Republican · yes
Peggy Gossett-Seidman
Republican · yes
Chase Tramont
Republican · yes
Chip LaMarca
Republican · yes
Michelle Salzman
Republican · not voting
Gallop Franklin
Democratic · yes
Leonard Spencer
Democratic · not voting
Yvette Benarroch
Republican · yes
Christine Hunschofsky
Democratic · yes
Vanessa Oliver
Republican · yes
Tyler Sirois
Republican · yes
Chuck Brannan
Republican · yes
Wyman Duggan
Republican · yes
Dave Smith
Republican · not voting
Felicia Robinson
Democratic · yes
Erika Booth
Republican · yes
Kim Daniels
Democratic · yes
Randy Maggard
Republican · yes
Jason Shoaf
Republican · yes
Ashley Gantt
Democratic · yes
Brad Yeager
Republican · yes
Mike Giallombardo
Republican · yes
+ 3 more
Favorable With Committee Substitute (State Administration Budget Subcommittee)
Total
13
Yes
11
No
0
Present
0
Not Voting
2
Abstain
0
How they voted (13)
Linda Chaney
Republican · yes
Doug Bankson
Republican · yes
Bill Partington
Republican · yes
Taylor Yarkosky
Republican · yes
J.J. Grow
Republican · yes
Shane Abbott
Republican · yes
Bruce Antone
Democratic · yes
Rachel Plakon
Republican · yes
Rita Harris
Democratic · yes
Felicia Robinson
Democratic · not voting
Randy Maggard
Republican · yes
Monique Miller
Republican · yes
Tae Edmonds
Democratic · not voting
Favorable With Committee Substitute (Insurance & Banking Subcommittee)
Total
18
Yes
15
No
0
Present
0
Not Voting
3
Abstain
0
How they voted (18)
Monique Miller
Republican · yes
Nathan Boyles
Republican · yes
Michael Owen
Republican · yes
Adam Botana
Republican · not voting
Brad Yeager
Republican · not voting
Marie Woodson
Democratic · yes
Kevin Chambliss
Democratic · yes
Danny Alvarez
Republican · yes
Yvonne Hinson
Democratic · yes
Hillary Cassel
Republican · yes
Jennifer Kincart Jonsson
Republican · yes
Lisa Dunkley
Democratic · not voting
Toby Overdorf
Republican · yes
Karen Gonzalez Pittman
Republican · yes
Berny Jacques
Republican · yes
Susan Valdés
Republican · yes
Adam Anderson
Republican · yes
Dianne Hart-Lowman
Democratic · yes
Sponsors
Discoveries
Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.
Consolidation of DFS Oversight
The bill represents a broad administrative update across the Department of Financial Services, suggesting a legislative effort to modernize oversight of diverse programs simultaneously.
Connected Entities
Sources
openstates.org
Analysis Score
0–100- Significance65How much this matters to a regular citizen
- Controversy20Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz15Current news / social attention level
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