POLISCOPE
Back to bills

The civic record

Read. Follow. Verify.

Massachusetts authorizes automatic enrollment in state and local deferred compensation plans and adds treasury program staff to retirement system

Original title: An Act relative to the SMART plan

Last action · December 4, 2025: Accompanied a study order, see S2786Sponsor: Joan Lovely

Introduced
Committee
Floor Vote
Passed
Law

Track this bill to get notified when it advances a stage. One tap to stop, anytime.

Public stanceCommunity reactions are separate from the official record and reporting.

What This Bill Would Do

The state treasurer and local governmental bodies are permitted to implement automatic enrollment for new employees in s without requiring prior employee authorization. The legislation designates certain deferred compensation program treasury employees as members of the state employees' retirement system and changes terminology from independent contractors to contracted employees.

Why it matters

New state and local government hires may have retirement contributions automatically deducted from their paychecks unless they actively opt out within a designated timeframe.

Who It Would Affect

Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.

Directly affected

new employees of the commonwealth

New state employees hired on or after June 1, 2022, may be subject to automatic enrollment in the deferred compensation program.

Directly affected

treasury employees working on the deferred compensation program

Treasury employees whose compensation is sourced from the deferred compensation program become members of the Massachusetts state employees' retirement system.

Directly affected

new employees of a governmental body

New employees hired on or after June 1, 2024, may be automatically enrolled if their employing governmental body elects to implement the feature.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

Will existing public employees be automatically enrolled in the deferred compensation program?
No. Automatic enrollment applies only to new employees hired on or after June 1, 2022, for the commonwealth, and on or after June 1, 2024, for participating governmental bodies.
Can an employee stop participating after being automatically enrolled?
Yes. An automatically enrolled employee has up to ninety days to discontinue participation and receive a refund of their account as soon as practicable.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

Currently in committee. The next step in the legislative lifecycle is Floor Vote.

Procedural history

4 actions
  1. Dec 4, 2025Senate
    Accompanied a study order, see S2786
  2. Apr 10, 2025Joint
    Hearing scheduled for 04/14/2025 from 01:00 PM-04:00 PM in A-1
  3. Feb 27, 2025House
    House concurred
  4. Feb 27, 2025SenateCommittee
    Referred to the committee on Public Service

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Discoveries

1 pattern noticed across the record

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift90% confidence

Shift to Opt-Out Retirement Models for Public Employees

The measure introduces automatic enrollment exceptions to traditional wage deduction laws, moving from opt-in to opt-out structures for new public sector hires.

Connected Entities

Massachusetts, Joan Lovely
locationMassachusetts“The commonwealth where the deferred compensation program and state retirement sy”Map →
PersonJoan Lovely“Senate sponsor of the petition and bill S.1878 relative to the SMART plan.”Map →

Sources

Open source document

malegislature.gov

Analysis Score

0–100
  • Significance60
    How much this matters to a regular citizen
  • Controversy25
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz20
    Current news / social attention level

Publisher tools

Share or embed this record

POLISCOPE publisher tools

Share or embed this record