POLISCOPE
Back to bills

The civic record

Read. Follow. Verify.

Massachusetts authorizes automatic enrollment in state and local deferred compensation plans for new employees

Original title: An Act relative to the SMART Plan

Last action · March 9, 2026: Accompanied a study order, see H5193

Introduced
Committee
Floor Vote
Passed
Law

Track this bill to get notified when it advances a stage. One tap to stop, anytime.

Public stanceCommunity reactions are separate from the official record and reporting.

What This Bill Would Do

Massachusetts allows the state treasurer and local governmental bodies to set up automatic enrollment in deferred compensation plans for new employees hired on or after June 1, 2024, bypassing prior wage-act authorization rules. Automatically enrolled employees have up to 90 days to opt out and receive a refund, and contribution rates will automatically increase annually unless changed or declined by the employee.

Why it matters

Changes retirement savings mechanics for newly hired state and local public employees by automatically deducting contributions from their paychecks unless they actively choose to opt out within ninety days.

Who It Would Affect

Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.

Directly affected

new employees of the commonwealth

Newly hired state employees may be automatically enrolled in the deferred compensation program without prior authorization, subject to annual contribution increases and a 90-day opt-out window.

Directly affected

governmental bodies

Local governmental bodies gain the option to implement automatic enrollment features in their deferred compensation programs for new employees hired on or after June 1, 2024.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

Who is subject to automatic enrollment under this measure?
Automatic enrollment applies only to new state and participating local governmental body employees hired on or after June 1, 2024.
Can an employee opt out after being automatically enrolled?
Yes, an automatically enrolled employee has up to 90 days to discontinue participation and receive a refund of their account as soon as practicable.
Does an employee need to give prior authorization for the payroll deduction?
No, the automatic enrollment feature is deemed an exception to the Massachusetts Wage Act and does not require advance authorization from the employee.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

Currently in committee. The next step in the legislative lifecycle is Floor Vote.

Procedural history

4 actions
  1. Mar 9, 2026House
    Accompanied a study order, see H5193
  2. Apr 9, 2025Joint
    Hearing scheduled for 04/14/2025 from 01:00 PM-04:00 PM in A-1
  3. Feb 27, 2025Senate
    Senate concurred
  4. Feb 27, 2025HouseCommittee
    Referred to the committee on Public Service

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Connected Entities

Office of the State Treasurer, Internal Revenue Code
OrganizationOffice of the State Treasurer“Department recommending and overseeing the SMART Plan legislation”Map →
OrganizationInternal Revenue Code“Federal tax code governing certain employee benefit and retirement plans”Map →

Sources

Open source document

malegislature.gov

Analysis Score

0–100
  • Significance60
    How much this matters to a regular citizen
  • Controversy25
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz20
    Current news / social attention level

Publisher tools

Share or embed this record

POLISCOPE publisher tools

Share or embed this record