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Enacted

North Dakota bans ambulance balance billing, sets out-of-network insurer reimbursement, and funds a study

Original title: AN ACT to create and enact a new section to chapter 23-27 and a new section to chapter 26.1-47 of the North Dakota Century Code, relating to ambulance service balanced billing and provider reimbursement; to amend and reenact section 23-27-04.8 of the North Dakota Century Code, relating to emergency medical services communication; to provide for a legislative management study; and to provide an appropriation.

Last action · April 30, 2025: Filed with Secretary Of State 04/28Sponsors: Robin Weisz and 1 other

Introduced
Committee
Floor Vote
Passed
Law

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Public stanceCommunity reactions are separate from the official record and reporting.

What This Bill Does

North Dakota prohibits basic and advanced life support ambulance service providers from patients beyond standard s, requires health insurers to pay out-of-network providers directly at 250 percent of the Medicare rate or billed charges, and appropriates $20,000 for a legislative management study on delinquent billing reimbursement.

Why it matters

Patients receiving out-of-network ground ambulance services are protected from surprise balance bills exceeding their copayments, deductibles, or coinsurance, while insurers must directly reimburse providers at a statutory minimum rate.

Who It Affects

Groups the bill's text affects, as described in the record. Being affected is not a position for or against it.

Directly affected

Ambulance service providers

Basic and advanced life support ambulance services are barred from balance billing patients above standard cost-sharing and are guaranteed direct payments from insurers at set rates.

Directly affected

Covered persons

Patients receiving emergency medical transportation are protected from surprise balance bills exceeding their health plan cost-sharing requirements.

Directly affected

Health care insurers

Insurers must remit payments directly to ambulance providers and calculate out-of-network reimbursements based on statutory formulas.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

Can an ambulance provider send me a balance bill if they are out of network?
No. Under the new law, ambulance service providers are prohibited from collecting or billing a covered individual more than their standard deductible, coinsurance, or copayment amount, even if the provider is out of network.
How much must health insurers pay out-of-network ambulance providers?
Insurers must pay the lesser of 250 percent of the Medicare reimbursement rate for the same service in the same geographic area or the ambulance provider's billed charges.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

Current status: Signed into law.

Procedural history

27 actions
  1. Apr 30, 2025
    Filed with Secretary Of State 04/28
  2. Apr 29, 2025HouseEnrolled
    Signed by Governor 04/28
  3. Apr 25, 2025HouseEnrolled
    Sent to Governor
  4. Apr 25, 2025House
    Signed by Speaker
  5. Apr 24, 2025Senate
    Signed by President
  6. Apr 23, 2025SenateFloor
    Second reading, passed as amended, yeas 47 nays 0
Show 21 earlier actions
  1. Apr 23, 2025SenateCommittee
    Conference committee report adopted
  2. Apr 23, 2025SenateCommittee
    Reported back from conference committee, in place of, placed on calendar
  3. Apr 22, 2025HouseFloor
    Second reading, passed, yeas 89 nays 4
  4. Apr 22, 2025HouseCommittee
    Conference committee report adopted
  5. Apr 17, 2025HouseCommittee
    Reported back from conference committee, in place of, placed on calendar
  6. Apr 14, 2025SenateCommittee
    Conference committee appointed Weston Roers Van Oosting
  7. Apr 10, 2025HouseCommittee
    Conference committee appointed Fegley Kiefert Rios
  8. Apr 10, 2025House
    Refused to concur
  9. Apr 4, 2025House
    Returned to House (12)
  10. Apr 3, 2025SenateFloor
    Second reading, passed as amended, yeas 46 nays 1
  11. Apr 3, 2025SenateCommittee
    Amendment adopted, placed on calendar
  12. Apr 2, 2025SenateCommittee
    Reported back amended, do pass, amendment placed on calendar 5 0 1
  13. Apr 1, 2025SenateCommittee
    Committee Hearing 10:06
  14. Mar 11, 2025SenateCommittee
    Committee Hearing 09:30
  15. Mar 7, 2025SenateIntroduced
    Introduced, first reading, referred Human Services Committee
  16. Feb 25, 2025Senate
    Received from House
  17. Feb 25, 2025HouseFloor
    Second reading, passed, yeas 87 nays 2
  18. Feb 25, 2025HouseCommittee
    Amendment adopted, placed on calendar
  19. Feb 24, 2025HouseCommittee
    Reported back amended, do pass, amendment placed on calendar 12 0 1
  20. Jan 20, 2025HouseCommittee
    Committee Hearing 10:00
  21. Jan 13, 2025HouseIntroduced
    Introduced, first reading, referred Human Services Committee

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Discoveries

1 pattern noticed across the record

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

financial connection100% confidence

Direct Statutory Insurer Payouts

The bill mandates that all health care insurer reimbursements for ambulance services must be paid directly to the ambulance service provider or their designee.

Connected Entities

Health Insurance for the Aged and Disabled Act, Social Security Act of 1965, North Dakota Century Code
OrganizationHealth Insurance for the Aged and Disabled Act“Federal act defining Medicare reimbursement rates”Map →
OrganizationSocial Security Act of 1965“Source of Medicare title XVIII reference”Map →
OrganizationNorth Dakota Century Code“Statutory code being amended by the bill”Map →

Sources

Analysis Score

0–100
  • Significance75
    How much this matters to a regular citizen
  • Controversy40
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz30
    Current news / social attention level

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