POLISCOPE
Back to bills

The civic record

Read. Follow. Verify.
Did Not Advance

Kansas establishes reserve, funding, and reporting requirements for municipal self-funded medical and prescription drug insurance pools

Original title: AN ACT concerning insurance; enacting the Kansas municipal self-funded health and prescription drug insurance pool act; relating to group-funded pools; establishing certain reserve, maximum exposure funding and reporting requirements for municipal self-funded medical and prescription drug insurance pools; amending K.S.A. 12-2618 and 12-2621 and K.S.A. 2025 Supp. 12-2620 and repealing the existing sections.

Last action · April 10, 2026: Died in Committee

Introduced
Committee
Floor Vote
Passed
Law

Track this bill to get notified when it advances a stage. One tap to stop, anytime.

Public stanceCommunity reactions are separate from the official record and reporting.

What This Bill Proposed

Senate Bill 528 enacts the Kansas municipal self-funded health and prescription drug insurance pool act, requiring municipal insurance pools offering medical and prescription drug coverage to meet specific funding, reserve, stop-loss, and annual reporting standards regulated by the commissioner of insurance.

Why it matters

Local governments forming self-funded health and prescription drug insurance pools must maintain at least $4,000,000 or 20% of annual claims liability in segregated reserve accounts and submit annual compliance certifications to the Kansas department of insurance.

Background
  • Municipal self-insurance pools in Kansas allow local governments to band together to provide coverage such as property, liability, workers' compensation, and health benefits. context

Who It Would Have Affected

Groups the bill's text would have affected, as described in the record. Being affected is not a position for or against it.

Directly affected

Municipalities

Municipalities participating in self-funded health and prescription drug insurance pools must comply with new reserve minimums, stop-loss contract standards, and expanded annual reporting obligations.

Directly affected

Kansas department of insurance

The department receives annual certifications, audits financial records, reviews actuarial reports, and oversees compliance for municipal self-funded medical and prescription drug pools.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

What are the reserve requirements for municipal medical and prescription drug insurance pools under this act?
Such pools must maintain a reserve equal to the greater of 20% of annual claims liability or $4,000,000 in a segregated account, reviewed annually by an actuary.
What documentation must municipal self-funded medical and prescription drug pools submit annually?
They must submit an annual certification verifying maximum exposure funding, total claims paid, the required reserve fund balance, administrative expenses incurred, and actuarial certifications to the Kansas department of insurance.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

This bill did not become law - Died in committee.

Procedural history

4 actions
  1. Apr 10, 2026Senate
    Died in Committee
  2. Mar 12, 2026Senate
    Hearing: Thursday, March 12, 2026, 9:30 AM — Room 546-S
  3. Mar 6, 2026SenateCommittee
    Referred to Senate Committee on Financial Institutions and Insurance
  4. Mar 5, 2026SenateIntroduced
    Introduced

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Discoveries

1 pattern noticed across the record

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift95% confidence

Stricter Solvency Mandates for Municipal Health Pools

The bill introduces targeted reserve floors ($4,000,000 or 20% of claims) and mandatory 12/18 stop-loss equivalents specifically for municipal medical and prescription drug self-insurance pools, separating them from general property and casualty pools.

Connected Entities

Kansas department of insurance
OrganizationKansas department of insurance“State agency receiving annual certifications, financial statements, and regulato”Map →

Sources

Open source document

www.kslegislature.gov

Analysis Score

0–100
  • Significance20
    Lowered because this bill did not pass (its text scored 60)
  • Controversy20
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz25
    Current news / social attention level

Publisher tools

Share or embed this record

POLISCOPE publisher tools

Share or embed this record