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Enacted

Iowa authorizes optional secretary of state filing services and surcharges for banks

Original title: A bill for an act relating to bank utilization of filing services offered by the secretary of state. (Formerly SSB 1034 .) Effective date: 07/01/2025.

Last action · April 18, 2025: Signed by Governor . S.J. 845 .

Introduced
Committee
Floor Vote
Passed
Law

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What This Bill Does

Banks operating under Iowa Code chapter 524 may now utilize optional offered by the secretary of state, subject to a beginning July 1, 2025.

Why it matters

Banks utilizing state will incur new s set under chapter 9, subchapter II, while gaining an additional administrative channel through the secretary of state.

Who It Affects

Groups the bill's text affects, as described in the record. Being affected is not a position for or against it.

Directly affected

Banks

Banks gain the option to request extra filing services from the secretary of state and become subject to associated surcharges.

Directly affected

Secretary of State

The office is authorized to provide extra filing services to banks and assess surcharges.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

What does Senate File 166 allow banks to do?
It allows banks to request extra from the secretary of state's office.
Will there be extra costs for these services?
Yes, the secretary of state will assess a for these extra as provided in chapter 9, subchapter II.
When does this law go into effect?
The effective date is July 1, 2025.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

Current status: Signed into law.

Procedural history

29 actions
  1. Apr 18, 2025SenateEnrolled
    Signed by Governor . S.J. 845 .
  2. Apr 17, 2025Senate
    Reported correctly enrolled, signed by President and Speaker, and sent to Governor. S.J. 829 .
  3. Mar 19, 2025House
    Explanation of vote. H.J. 751 .
  4. Mar 12, 2025House
    Message from House. S.J. 494 .
  5. Mar 12, 2025House
    Explanation of vote. H.J. 638 .
  6. Mar 11, 2025House
    Withdrawn. H.J. 607 .
Show 23 earlier actions
  1. Mar 11, 2025House
    SF 166 substituted. H.J. 601 .
  2. Mar 11, 2025House
    Immediate message. H.J. 607 .
  3. Mar 11, 2025HouseFloor
    Passed House , yeas 91, nays 0. H.J. 601 .
  4. Mar 11, 2025House
    Substituted for HF 396 . H.J. 601 .
  5. Feb 20, 2025HouseIntroduced
    Read first time, passed on file. H.J. 377 .
  6. Feb 19, 2025House
    Message from Senate. H.J. 355 .
  7. Feb 18, 2025Senate
    Immediate message. S.J. 292 .
  8. Feb 18, 2025SenateFloor
    Passed Senate , yeas 44, nays 0. S.J. 288 .
  9. Feb 13, 2025HouseIntroduced
    Introduced, placed on calendar. H.J. 320 .
  10. Feb 13, 2025Iowa Legislature
    Committee report approving bill, renumbered as HF 396 .
  11. Feb 12, 2025House
    Committee vote: Yeas, 23. Nays, 0. H.J. 311 .
  12. Feb 12, 2025House
    Committee report, recommending passage. H.J. 311 .
  13. Feb 3, 2025Iowa Legislature
    Subcommittee recommends passage.
  14. Jan 30, 2025House
    Subcommittee Meeting: 02/03/2025 1:00PM House Lounge.
  15. Jan 30, 2025Senate
    Committee report, approving bill. S.J. 171 .
  16. Jan 30, 2025SenateIntroduced
    Introduced, placed on calendar. S.J. 167 .
  17. Jan 29, 2025Iowa Legislature
    Committee report approving bill, renumbered as SF 166 .
  18. Jan 28, 2025Iowa Legislature
    Subcommittee recommends passage.
  19. Jan 24, 2025Iowa Legislature
    Subcommittee Meeting: 01/28/2025 11:30AM Room 217 Conference Room.
  20. Jan 23, 2025House
    Subcommittee: Hora, Turek and Wilz, H. H.J. 124 .
  21. Jan 23, 2025HouseIntroduced
    Introduced, referred to State Government. H.J. 120 .
  22. Jan 22, 2025Iowa Legislature
    Subcommittee: Westrich, Bisignano, and Salmon.
  23. Jan 22, 2025Iowa LegislatureIntroduced
    Introduced, referred to State Government.

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Connected Entities

W. Charles Smithson, Paul Pate, Des Moines and 4 more
PersonW. Charles Smithson“Secretary of the Senate”Map →
PersonPaul Pate“Secretary of State of Iowa”Map →
locationDes Moines“Location of the State Capitol”Map →
locationIowa“State jurisdiction”Map →
PersonKim Reynolds“Governor of Iowa signing Senate File 166”Map →
PersonAmy Sinclair“President of the Senate”Map →
PersonPat Grassley“Speaker of the House”Map →

Sources

Open source document

www.legis.iowa.gov

Analysis Score

0–100
  • Significance35
    How much this matters to a regular citizen
  • Controversy10
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz15
    Current news / social attention level

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