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Read. Follow. Verify.Vermont Reorganizes Health Insurance Statutes and Mandates Comprehensive Benefit Coverage Standards
Last action · January 28, 2025: Read first time and referred to the Committee on Health CareSponsor: Alyssa Black
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What This Bill Would Do
Representative Alyssa Black introduced House Bill 95 on January 28, 2025, to repeal and completely reorganize 8 V.S.A. chapter 107 regarding health insurance statutes, standardize terminology, and update cross-references effective January 1, 2026. The bill establishes uniform provisions for health plan filings, rate reviews by the Green Mountain Care Board, consumer protections, and mandatory coverage categories such as prescription drugs, mental health services, and preventive care.
The measure restructures state insurance laws and codifies consumer protections, capping monthly prescription insulin costs at $100 and regulating insurance policy terminations, premium grace periods, and external review rights for Vermont residents.
- Vermont Statutes Annotated chapter 107 has historically governed individual and group health insurance policies, policy forms, rate filings, and consumer protections. context
- The Green Mountain Care Board operates as an independent state board responsible for health insurance rate review and healthcare health system economic oversight in Vermont. context
Who It Would Affect
Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.
Vermont health insurers
Health insurers must comply with reorganized statutory requirements, filing rules, benefit mandates, and enforcement actions by the Commissioner and the Green Mountain Care Board.
Health insurance plan enrollees
Covered individuals receive standardized consumer protections, structured grace periods, insulin cost caps, and expanded appeal rights under updated chapter provisions.
Green Mountain Care Board
The Board exercises explicit authority to review, approve, modify, or disapprove rate filings and plain language summaries within specified statutory deadlines.
Key Facts
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Frequently Asked Questions
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Votes, people, money & the original sourceWhere This Stands
Currently in committee. The next step in the legislative lifecycle is Floor Vote.
Procedural history
1 action- Jan 28, 2025HouseIntroducedRead first time and referred to the Committee on Health Care
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Lobbying Activity
No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Sponsors
Discoveries
Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.
Comprehensive Statutory Restructuring
The bill systematically repeals an entire title chapter and reenacts it to harmonize terminology, clear up obsolete cross-references, and consolidate diverse health insurance mandates into a single organized structure.
Connected Entities
Sources
legislature.vermont.gov
Analysis Score
0–100- Significance90How much this matters to a regular citizen
- Controversy25Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz35Current news / social attention level
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