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North Dakota restricts health insurance mandates to public employees and requires cost-benefit analyses

Original title: AN ACT to amend and reenact section 54-03-28 of the North Dakota Century Code, relating to the cost-benefit analysis requirement for health insurance mandated coverage of services.

Last action · April 30, 2025: Filed with Secretary Of State 04/28Sponsors: Robin Weisz and 5 others

Introduced
Committee
Floor Vote
Passed
Law

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Public stanceCommunity reactions are separate from the official record and reporting.

What This Bill Does

North Dakota enacted a law requiring that any legislative measure mandating health insurance coverage must first include a cost-benefit analysis and automatically expire on June 30 of the next odd-numbered year. The law limits the initial application of such mandates to the public employees health insurance program and the public employee retiree health insurance program before any broader commercial application can be considered.

Why it matters

Changes how new health insurance coverage requirements are tested by restricting their initial trial phase exclusively to state public employee plans and requiring independent economic evaluations before legislative committees can act.

Background
  • House Bill 1248 was considered during the sixty-ninth legislative session of North Dakota in 2025. context
  • The measure amends existing North Dakota statutory requirements regarding legislative cost-benefit analyses for health insurance mandates. context

Who It Affects

Groups the bill's text affects, as described in the record. Being affected is not a position for or against it.

Directly affected

Public employees health insurance program participants

New health insurance coverage mandates are applied to their health insurance program first before commercial policies.

Directly affected

Insurance Commissioner

Must provide recommendations for private entities to perform cost-benefit analyses and pay for those contracted services.

Directly affected

Legislative Management

Must adopt procedures for identifying health insurance mandates and ensure cost-benefit analyses are appended to bills.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

Who pays for the required cost-benefit analysis of a health insurance mandate?
The insurance commissioner pays the cost of the contracted services provided by a private entity.
How long do newly enacted health insurance mandates initially last?
They are effective through June thirtieth of the next odd-numbered year following enactment, after which they expire unless further action is taken.
Which insurance policies are affected by a new mandate during its initial phase?
The application of the mandate is limited exclusively to the public employees health insurance program and the public employee retiree health insurance program.

What else do you want to know?

News Coverage

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Where This Stands

Current status: Signed into law.

Procedural history

27 actions
  1. Apr 30, 2025
    Filed with Secretary Of State 04/28
  2. Apr 29, 2025HouseEnrolled
    Signed by Governor 04/28
  3. Apr 25, 2025HouseEnrolled
    Sent to Governor
  4. Apr 25, 2025House
    Signed by Speaker
  5. Apr 24, 2025Senate
    Signed by President
  6. Apr 23, 2025SenateFloor
    Second reading, passed as amended, yeas 45 nays 2
Show 21 earlier actions
  1. Apr 23, 2025SenateCommittee
    Conference committee report adopted
  2. Apr 23, 2025SenateCommittee
    Reported back from conference committee, in place of, placed on calendar
  3. Apr 22, 2025HouseFloor
    Second reading, passed, yeas 94 nays 0
  4. Apr 22, 2025HouseCommittee
    Conference committee report adopted
  5. Apr 17, 2025HouseCommittee
    Reported back from conference committee, in place of, placed on calendar
  6. Apr 7, 2025SenateCommittee
    Conference committee appointed Roers Hogan Clemens
  7. Apr 4, 2025House
    Appoint Rep. Warrey to replace Rep. J. Johnson on conference committee
  8. Apr 3, 2025HouseCommittee
    Conference committee appointed J. Johnson Grindberg Bahl
  9. Apr 3, 2025House
    Refused to concur
  10. Mar 26, 2025House
    Returned to House (12)
  11. Mar 25, 2025SenateFloor
    Second reading, passed as amended, yeas 46 nays 0
  12. Mar 24, 2025SenateCommittee
    Amendment adopted, placed on calendar
  13. Mar 21, 2025SenateCommittee
    Reported back amended, do pass, amendment placed on calendar 5 0 1
  14. Mar 5, 2025SenateCommittee
    Committee Hearing 09:15
  15. Feb 17, 2025SenateIntroduced
    Introduced, first reading, referred Human Services Committee
  16. Feb 13, 2025Senate
    Received from House
  17. Feb 12, 2025HouseFloor
    Second reading, passed, yeas 91 nays 0
  18. Feb 11, 2025HouseCommittee
    Amendment adopted, placed on calendar
  19. Feb 10, 2025HouseCommittee
    Reported back amended, do pass, amendment placed on calendar 11 0 3
  20. Jan 22, 2025HouseCommittee
    Committee Hearing 09:30
  21. Jan 13, 2025HouseIntroduced
    Introduced, first reading, referred Industry, Business and Labor Committee

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Discoveries

1 pattern noticed across the record

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift95% confidence

Mandatory Pilot Testing Phase for Insurance Mandates

The legislation introduces a structural check requiring all new health insurance mandates to undergo a trial phase restricted to public employee plans before expanding to the wider market.

Connected Entities

Legislative Management, Insurance Commissioner, Public Employees Retirement System and 1 more
OrganizationLegislative Management“Responsible for adopting procedures, identifying proposed mandates, and providin”Map →
OrganizationInsurance Commissioner“Provides recommendations for private entities to conduct cost-benefit analyses a”Map →
OrganizationPublic Employees Retirement System“Prepares and requests introduction of a bill to repeal the expiration date and e”Map →
OrganizationNorth Dakota Century Code“Codified state laws being amended by HB 1248”Map →

Sources

Analysis Score

0–100
  • Significance75
    How much this matters to a regular citizen
  • Controversy35
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz20
    Current news / social attention level

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