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Gulf Breeze Fire Department Earns Improved ISO Rating Public Notice - 11 Mar 2026

Wednesday, March 11, 2026 · Government meeting record

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The Gulf Breeze Fire Department has improved its Insurance Services Office (ISO) rating from Class 4 to Class 3. This rating, which evaluates fire suppression capabilities, will take effect on June 1, 2026, and may influence local property insurance rates.

Why it matters

The improved ISO rating may lead to changes in property insurance premiums for residents and businesses within the City of Gulf Breeze starting June 1, 2026.

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Gulf Breeze Fire Department Earns Improved ISO Rating Public Notice - 11 Mar 2026. Location: Gulf Breeze City Hall 1070 Shoreline Drive, Gulf Breeze, FL 32561. Agenda: Gulf Breeze Fire Department Earns Improved ISO Rating Public Notice - 11 Mar 2026 - Agenda - Html Public Notice City Clerk's Office 1070 Shoreline Drive Gulf Breeze, FL 32561 City of Gulf Breeze Telephone 850-934-5115 Fax 850-934-5114 http://cityofgulfbreeze.us/ PRESS RELEASE FOR IMMEDIATE RELEASE March 11, 2026 City of Gulf Breeze Fire Department Earns Improved ISO Rating Upgrade from Class 4 to Class 3 reflects the strength of the combination fire department and commitment to public safety The City of Gulf Breeze is proud to announce that the Gulf Breeze Fire Department has improved its Insurance Services Office (ISO) Public Protection Classification rating from Class 4 to Class 3 following the most recent five-year evaluation of the City’s fire protection system. The ISO evaluation reviews the effectiveness of a community’s fire suppression system, including the fire department, emergency communications, and the water system that supports firefighting operations. The resulting classification is used by insurance providers when evaluating property insurance rates. Gulf Breeze earned 74.5 points in the assessment, placing the City solidly within the range required for a Class 3 designation. Out of approximately 37,000 fire departments evaluated nationwide, only about 3,956 hold a Class 3 rating, placing Gulf Breeze among a relatively small group of high-performing departments. City officials credit the achievement to the continued progress of the City’s combination fire department, which combines career and volunteer firefighters, under the leadership of Fire Chief Jim Custred. “This improved rating reflects the dedication and professionalism of our firefighters and leadership team,” said City Manager Samantha Abell. “Chief Custred, Fire Marshal Gabe Johnson, and the department’s officer leadership have made tremendous strides in training, operational management, and coordination with regional partners. Their work directly benefits the safety of our residents and businesses.” The improvement also reflects strong collaboration between the fire department, the Santa Rosa County emergency communications system, the City’s water system, and the reinstated City Advisory Fire Board, which supports the department’s operational planning and oversight. An improved ISO rating is significant because it reflects the strength of a community’s fire-protection capabilities and may positively influence property insurance rates for residents and businesses. The Gulf Breeze Fire Department compares favorably with several departments in the region: Department ISO Rating Pensacola Fire Department Class 1 Navarre Fire District Class 2 Midway Fire District Class 2 / 2Y Gulf Breeze Fire Department Class 3 Fort Walton Beach Class 3 Escambia County Fire Rescue Class 4 / 4X City of Milton Class 4 Avalon Fire District Class 4 / 4X Pace Fire District Class 4 “This recognition reflects the commitment of our firefighters—both career and volunteer—to provide exceptional service to our community,” said Chief Custred. “We are proud of this accomplishment and will continue working to improve our operations and preparedness.” The new ISO classification will take effect on June 1, 2026. Click Here to view the ISO letter For more information, please contact: City of Gulf Breeze 850-934-5100 www.cityofgulfbreeze.us

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