Massachusetts bill requires health insurance cards to display plan type, copayments, and deductibles

Original title: An Act relative to transparency of consumer health insurance rights

Last action · December 4, 2025: Committee recommended bill ought to pass and referred to the committee on House Ways and MeansSponsors: Greg Schwartz and 5 others

Bill progressHistory & official text ↓

Introduced

Committee

Floor Vote

Passed

Law

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What This Bill Would Do

Health insurance s in Massachusetts are required to display specific consumer rights disclosures, amounts, and information prominently on the front or back of all enrollment cards under House Bill 1321.

Why it matters

Enrollees will have immediate access to their plan type, specific s, status, and third-party administrator contact numbers directly on their insurance cards, changing what physical information s must provide.

Who It Would Affect

Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.

Directly affected

health insurance carriers

Carriers must modify their enrollment cards to include specific insurance law disclosures, contact numbers, copayment amounts, and deductible details.

Directly affected

health plan members

Members receive enrollment cards that prominently display plan terms, copayments, deductibles, and contact information for benefits administrators.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

What specific information must be printed on health insurance cards under this bill?

Cards must display whether the plan is under Massachusetts law, the and plan names, member services numbers, third-party administrator contacts, specific amounts, status, and any details required by the commissioner of insurance.

Does the bill apply to third-party administrators of specific benefits?

Yes, enrollment cards must list the name and toll-free member services number of any third party administering behavioral health, prescription drug, or other benefits.

What else do you want to know?

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Where This Stands

Currently in committee. The next step in the legislative lifecycle is Floor Vote.

Procedural history

6 actions

Dec 4, 2025HouseCommittee
Committee recommended bill ought to pass and referred to the committee on House Ways and Means
Aug 28, 2025Joint
Hearing rescheduled to 04/29/2025 from 10:00 AM-01:00 PM in A-2 and Virtual<br> <span style="color: blue; font-style: italic;">Hearing updated to New End Time</span>
Jul 31, 2025HouseCommittee
Reported favorably by committee and referred to the committee on Health Care Financing
Apr 23, 2025Joint
Hearing scheduled for 04/29/2025 from 10:00 AM-02:00 PM in A-2
Feb 27, 2025Senate
Senate concurred
Feb 27, 2025HouseCommittee
Referred to the committee on Financial Services

Version history

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