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Pennsylvania Bill caps insulin copayments at thirty-five dollars and mandates Attorney General pricing investigation

Original title: An Act amending the act of May 17, 1921 (P.L.682, No.284), known as The Insurance Company Law of 1921, in casualty insurance, providing for coverage for insulin.

Last action · October 29, 2025: Re-referred to INSURANCE, Oct. 29, 2025Sponsors: Jeanne McNeill and 28 others

Introduced
Committee
Floor Vote
Passed
Law

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What This Bill Would Do

Pennsylvania health insurance policies providing prescription coverage for insulin are prohibited from charging more than thirty-five dollars per thirty-day supply for a covered individual, regardless of the amount or type needed. The legislation also requires the Attorney General to investigate insulin manufacturing and pricing practices and submit a public report to the General Assembly within one year. These changes take effect in 60 days.

Why it matters

Insulin-dependent residents enrolled in covered health plans will see direct out-of-pocket cost limits on their monthly prescriptions, while state regulators gain explicit authority to review drug pricing practices.

Background
  • The Insurance Company Law of 1921 is the foundational statute governing insurance companies operating within the Commonwealth of Pennsylvania. context
  • Legislative proposals capping insulin out-of-pocket costs have been introduced in multiple states in response to rising prices for diabetes management medications. context

Who It Would Affect

Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.

Directly affected

Covered individuals with health insurance policies

Insured residents who purchase prescription insulin will have their out-of-pocket copayments, coinsurance, or deductibles capped at thirty-five dollars per thirty-day supply.

Directly affected

Insulin prescription drug manufacturers

Manufacturers are subject to an investigation by the Attorney General regarding business practices, pricing data, and their role in determining current insulin prices.

Directly affected

Insurance Department

The agency is granted authority to promulgate regulations to implement and enforce the maximum price established under the section.

Directly affected

Attorney General

The Attorney General is mandated to investigate insulin pricing practices and submit a public report and recommendations to the General Assembly within one year.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

What is the maximum amount an insurance plan can charge for a thirty-day supply of insulin under this bill?
Health insurance policies providing prescription coverage for insulin are prohibited from charging more than thirty-five dollars per thirty-day supply.
Are all types of health insurance policies subject to this insulin price cap?
No. The cap does not apply to accident only, , limited benefit, credit, dental, vision, specified disease, Medicare supplement, CHAMPUS supplement, long-term care or disability income, workers' compensation, or automobile medical payment policies.
What are the responsibilities of the Attorney General under this measure?
The Attorney General must investigate prescription insulin pricing and manufacturers' business practices, and submit a public report with policy recommendations to the General Assembly within one year.

What else do you want to know?

News Coverage

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Where This Stands

Currently in committee. The next step in the legislative lifecycle is Floor Vote.

Procedural history

3 actions
  1. Oct 29, 2025HouseCommittee
    Re-referred to INSURANCE, Oct. 29, 2025
  2. Oct 29, 2025House
    Reported with request to re-refer to INSURANCE, Oct. 29, 2025
  3. Jan 23, 2025HouseCommittee
    Referred to HEALTH, Jan. 23, 2025

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Show 24 more sponsors

Discoveries

1 pattern noticed across the record

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift95% confidence

Introduction of Out-of-Pocket Pharmaceutical Caps

The legislation introduces direct statutory price caps on a specific maintenance drug category (insulin) within casualty and health insurance regulations.

Connected Entities

Insurance Department, Civilian Health and Medical Program for the Uniform Services, The Insurance Company Law of 1921 and 3 more
OrganizationInsurance Department“Authorized to promulgate regulations to enforce the maximum price”Map →
OrganizationCivilian Health and Medical Program for the Uniform Services“CHAMPUS supplement policies are exempt from the insulin price cap”Map →
otherThe Insurance Company Law of 1921“The existing law being amended by the bill”Map →
OrganizationState Workmen's Insurance Fund“Referenced in the title of the 1921 Insurance Company Law”Map →
OrganizationGeneral Assembly“Recipient of the Attorney General's insulin pricing report”Map →
PersonAttorney General“Required to investigate pricing of prescription insulin drugs and report finding”Map →

Sources

Open source document

www.palegis.us

Analysis Score

0–100
  • Significance75
    How much this matters to a regular citizen
  • Controversy40
    Intensity of disagreement among stakeholders
  • Entertainment10
    Compellingness for a non-policy-wonk reader
  • Buzz60
    Current news / social attention level

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