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High Impact

Maryland Requires Health Plans and Medicaid to Cover Mobile Crisis and Crisis Stabilization Services

Original title: Maryland Medical Assistance Program and Health Insurance - Required Coverage - Mobile Crisis and Crisis Stabilization

Last action · February 12, 2026: Hearing 3/04 at 1:00 p.m.Sponsor: Malcolm Augustine

Introduced
Committee
Floor Vote
Passed
Law

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What This Bill Would Do

Beginning January 1, 2027, the , commercial insurers, nonprofit health service plans, health maintenance organizations, and managed care organizations must provide insurance coverage for in-person mental health crisis assessment, de-escalation, and stabilization services.

Why it matters

Residents enrolled in state Medicaid or commercial health benefit plans gain guaranteed insurance coverage for emergency in-person mental health crisis response starting in 2027.

Who It Would Affect

Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.

Directly affected

Maryland Medical Assistance Program enrollees

Enrollees gain mandatory insurance coverage for mobile crisis and crisis stabilization services starting January 1, 2027.

Directly affected

Insurers and nonprofit health service plans

Carriers must update health benefit plans issued, delivered, or renewed in the State on or after January 1, 2027, to include coverage for mobile crisis and crisis stabilization services.

Directly affected

Health maintenance organizations and managed care organizations

Organizations must provide coverage for mobile crisis and crisis stabilization services under contracts issued or delivered in the State.

Key Facts

  • Beginning January 1, 2027, the Maryland Medical Assistance Program, insurers, nonprofit health service plans, health maintenance organizations, and managed care organizations must provide coverage for mobile crisis and crisis stabilization services.
  • Mobile crisis and crisis stabilization services are defined as immediate, in-person mental health crisis assessment, de-escalation, and stabilization.
  • The requirements apply to all policies, contracts, and health benefit plans issued, delivered, or renewed in the State on or after January 1, 2027.
  • Managed care organizations are subject to the same insurance article provisions regarding these services as other commercial carriers.
Show all 5 facts
  • The Act takes effect January 1, 2027.

Frequently Asked Questions

What services are covered under this mandate?
The measure covers , which are defined as immediate, in-person mental health crisis assessment, de-escalation, and stabilization.
When does this requirement take effect?
The Act takes effect January 1, 2027, and applies to all policies, contracts, and health benefit plans issued, delivered, or renewed in Maryland on or after that date.
Which health plans and programs must provide this coverage?
The requirement applies to the , insurers and nonprofit health service plans providing hospital, medical, or surgical benefits, health maintenance organizations, and managed care organizations.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

Currently filed. The next step in the legislative lifecycle is Committee.

Procedural history

2 actions
  1. Feb 12, 2026Senate
    Hearing 3/04 at 1:00 p.m.
  2. Feb 6, 2026SenateIntroduced
    First Reading Finance

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Discoveries

1 pattern noticed across the record

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift95% confidence

Mandatory Emergency Mental Health Coverage

The legislation integrates mobile crisis and crisis stabilization services into standard health insurance and Medicaid benefit requirements starting in 2027.

Connected Entities

Maryland Medical Assistance Program
OrganizationMaryland Medical Assistance Program“State program required to provide coverage for mobile crisis and crisis stabiliz”Map →

Sources

Open source document

mgaleg.maryland.gov

Analysis Score

0–100
  • Significance75
    How much this matters to a regular citizen
  • Controversy20
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz40
    Current news / social attention level

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