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HB 2323KANSASSession 2025-2026State BillSigned into law
Enacted

Kansas Law Establishes Commissioner Civil Actions for Insurance Fraud and Expungement Disclosures

Original title: AN ACT concerning fraudulent insurance acts; establishing procedures for a civil action instituted by the commissioner of insurance and authorizing civil penalties, restitution and other relief; providing that expunged criminal records will be disclosed in any application for licensure as an insurance producer or public adjuster if the arrest, conviction or diversion is for a fraudulent insurance act; including automobile assigned claims plans in provisions related to fraudulent insurance acts; amending K.S.A. 21-6614, 40-2,118 and 40-2,119 and repealing the existing sections.

Last action · April 9, 2026: Approved by Governor on Monday, April 6, 2026

Bill progressHistory & official text ↓
Introduced
Committee
Floor Vote
Passed
Law

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What This Bill Does

The Kansas commissioner of insurance is authorized to bring civil actions against individuals committing s, seeking civil penalties, restitution, and investigative expenses. The law also requires expunged criminal records to be disclosed when applying for insurance producer or public adjuster licenses if the underlying offense involved insurance fraud, and incorporates s into insurance fraud provisions.

Why it matters

Insurance companies and s can recover actual financial harm through court-ordered restitution, while applicants with expunged records for insurance fraud must now disclose those records for specific professional licenses.

Who It Affects

Groups the bill's text affects, as described in the record. Being affected is not a position for or against it.

Directly affected

Insurance Producers

Applicants for insurance producer licenses must disclose expunged criminal records if the record involves a fraudulent insurance act.

Directly affected

Public Adjusters

Applicants for public adjuster licenses must disclose expunged criminal records if the record involves a fraudulent insurance act.

Directly affected

Insurers and Automobile Assigned Claims Plans

Entities are eligible to receive court-ordered restitution for actual pecuniary harm resulting from fraudulent insurance acts and are protected from civil liability for reporting fraud in good faith.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

Can the insurance commissioner file a civil lawsuit for insurance fraud?
Yes, if the commissioner believes a person has committed a , a civil action may be brought in the district court of Shawnee County, the county where the defendant resides, or where the act occurred.
Are expunged criminal records always hidden from professional licensing boards?
No. Under this law, expunged criminal records must be disclosed in applications for licensure as an insurance producer or public adjuster if the arrest, conviction, or diversion involved a .
What penalties can a court impose if it finds someone committed an insurance fraud act?
The court may impose civil penalties of up to $10,000 per act, order restitution to the insurer or for actual pecuniary harm, order payment of department investigation expenses and fees, and grant other appropriate relief.

What else do you want to know?

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Where This Stands

Current status: Signed into law.

Procedural history

22 actions
  1. Apr 9, 2026HouseEnrolled
    Approved by Governor on Monday, April 6, 2026
  2. Mar 26, 2026House
    Enrolled and presented to Governor on Friday, March 27, 2026
  3. Mar 24, 2026House
    Reengrossed on Monday, March 23, 2026
  4. Mar 23, 2026House
    Concurred with amendments
  5. Mar 18, 2026SenateFloor
    Final Action - Passed as amended
  6. Mar 17, 2026Senate
    Committee of the Whole - Now working on
Show 16 earlier actions
  1. Mar 17, 2026SenateFloor
    Committee of the Whole - Committee Report be adopted
  2. Mar 17, 2026SenateFloor
    Committee of the Whole - Be passed as amended
  3. Mar 13, 2026SenateFloor
    Committee Report recommending bill be passed as amended by
  4. Mar 10, 2026Senate
    Hearing: Tuesday, March 10, 2026, 10:30 AM — Room 346-S
  5. Feb 26, 2025SenateCommittee
    Referred to Senate Committee on Judiciary
  6. Feb 26, 2025House
    Engrossed on Monday, February 24, 2025
  7. Feb 25, 2025SenateIntroduced
    Received and Introduced
  8. Feb 20, 2025HouseFloor
    Final Action - Passed as amended
  9. Feb 19, 2025House
    Committee of the Whole - Now working on
  10. Feb 19, 2025HouseFloor
    Committee of the Whole - Committee Report be adopted
  11. Feb 19, 2025HouseFloor
    Committee of the Whole - Be passed as amended
  12. Feb 17, 2025HouseFloor
    Committee Report recommending bill be passed as amended by
  13. Feb 13, 2025House
    Hearing: Thursday, February 13, 2025, 3:30 PM — Room 582-N
  14. Feb 12, 2025House
    Hearing: Wednesday, February 12, 2025, 3:30 PM — Room 582-N — CANCELED
  15. Feb 7, 2025HouseIntroduced
    Introduced
  16. Feb 7, 2025HouseCommittee
    Referred to House Committee on Judiciary

Version history

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Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Discoveries

1 pattern noticed across the record

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift95% confidence

Expanded Civil Enforcement for Insurance Fraud

The law shifts enforcement capabilities by explicitly granting the insurance commissioner authority to initiate civil lawsuits and seek financial penalties independently.

commissioner of insurance

Connected Entities

Secretary of Corrections, Kansas Bureau of Investigation, House Committee on Judiciary and 1 more
PersonSecretary of Corrections“State official maintaining criminal records and offender custody data.”Map →
OrganizationKansas Bureau of Investigation“Agency receiving certified copies of expungement orders.”Map →
OrganizationHouse Committee on Judiciary“Legislative committee sponsoring House Bill 2323.”Map →
OrganizationFederal Bureau of Investigation“Agency notified by the Kansas Bureau of Investigation regarding expungement orde”Map →

Sources

Open source document

www.kslegislature.gov

Analysis Score

0–100
  • Significance75
    How much this matters to a regular citizen
  • Controversy25
    Intensity of disagreement among stakeholders
  • Entertainment10
    Compellingness for a non-policy-wonk reader
  • Buzz20
    Current news / social attention level

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