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Read. Follow. Verify.Ohio creates health reinsurance program and imposes 1% gross-premium assessment on health insuring corporations
Last action · May 20, 2026: Referred to InsuranceSponsors: Anita Somani and 6 others
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What This Bill Would Do
Ohio establishes a state program managed by the superintendent of insurance to lower health plan rates by covering high-risk individual claims, funded by a 1% annual assessment on health insuring corporations and federal pass-through funds.
Health insuring corporations face a new annual tax of 1% on gross premiums, while health plan issuers become eligible for state payouts for individual medical claims exceeding $30,000 up to $250,000.
- State reinsurance programs are established under Section 1332 of the Affordable Care Act to help stabilize individual health insurance markets by lowering premiums for consumers with high medical costs. context
Who It Would Affect
Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.
health plan issuers
Health plan issuers are eligible to receive reinsurance payments from the program based on funds available in the Ohio reinsurance fund.
health insuring corporations
Health insuring corporations are subject to an annual assessment equal to one per cent of their gross premiums from the previous calendar year.
Key Facts
You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.
Frequently Asked Questions
How will the reinsurance program be funded?
What are the payment parameters of the reinsurance program?
What else do you want to know?
News Coverage
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Votes, people, money & the original sourceWhere This Stands
Currently in committee. The next step in the legislative lifecycle is Floor Vote.
Procedural history
2 actions- May 20, 2026HouseCommitteeReferred to Insurance
- May 13, 2026HouseIntroducedIntroduced
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Lobbying Activity
No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Sponsors
Discoveries
Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.
Dual Funding Mechanism
The newly created Ohio reinsurance fund explicitly combines federal pass-through waiver money with state-levied health insuring corporation assessment fees.
Connected Entities
Sources
www.legislature.ohio.gov
Analysis Score
0–100- Significance65How much this matters to a regular citizen
- Controversy40Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz25Current news / social attention level
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