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HJRES220FEDERALFederal Billfiled

High Impact

Proposed Resolution to Overturn Medical Debt Collection Rule

Original title: HJRES 220: Congressional Disapproval of Debt Collection Rule

Record date · November 13, 2024

Bill progressHistory & official text ↓

Introduced

Committee

Floor Vote

Passed

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What This Bill Would Do

This resolution seeks to cancel a recent federal rule that restricts how debt collectors can pursue medical debt. If passed, the rule would be invalidated and prevented from taking effect.

Why it matters

The resolution directly impacts the regulatory standards for medical debt collection, determining whether the Bureau of Consumer Financial Protection's specific restrictions on 'deceptive and unfair' practices remain in force for patients and debt collectors.

Who It Would Affect

Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.

Directly affected

Medical debt collectors

The resolution determines whether they must comply with the new restrictions on medical debt collection practices.

Directly affected

Patients with medical debt

The resolution determines the regulatory protections available to them regarding how their medical debt is collected.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

What does this resolution do?

It uses the Congressional Review Act process to invalidate a specific rule issued by the Bureau of Consumer Financial Protection regarding medical debt collection.

What happens if this resolution passes?

The rule mentioned in the resolution would be nullified and would not be allowed to take effect or be enforced.

What else do you want to know?

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Where This Stands

Currently filed. The next step in the legislative lifecycle is Committee.

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Related Legislation

Federal Bill85% related

Proposed Resolution to Block FDA Regulation of Laboratory-Developed Tests

This resolution seeks to overturn a recent FDA rule that classifies laboratory-developed tests (LDTs) as medical devices, which would effectively null

Federal Bill

Resolution to Block EPA Waste Emissions Charge Rule

This resolution seeks to overturn a recent Environmental Protection Agency (EPA) rule that establishes procedures for a waste emissions charge on petr

Discoveries

1 pattern noticed across the record

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift100% confidence

Congressional Review Act Usage

The resolution utilizes the Congressional Review Act to target a specific, recently published rule (October 2024) regarding medical debt, indicating a direct legislative challenge to the Bureau of Consumer Financial Protection's recent regulatory activity.

Bureau of Consumer Financial Protection Mr. Palmer

Connected Entities

Regulation F, Bureau of Consumer Financial Protection, United States Code

bill numberRegulation F“rule submitted by the Bureau of Consumer Financial Protection”Map →

OrganizationBureau of Consumer Financial Protection“submitted a rule on debt collection practices”Map →

otherUnited States Code“chapter 8 of title 5”Map →

Sources

Open source document

www.congress.gov

Analysis Score

0–100

Significance85
How much this matters to a regular citizen
Controversy80
Intensity of disagreement among stakeholders
Entertainment10
Compellingness for a non-policy-wonk reader
Buzz40
Current news / social attention level

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