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New Jersey expands community college financial aid income cap to $100,000 and codifies four-year university grant program

Original title: Increases income-based eligibility of Community College Opportunity Grant Program; codifies Garden State Guarantee Program to provide last-dollar financial aid grants for certain students.

Last action · January 13, 2026: Introduced, Referred to Assembly Higher Education CommitteeSponsors: Gerry Scharfenberger and 1 other

Introduced
Committee
Floor Vote
Passed
Law

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What This Bill Would Do

New Jersey lawmakers have introduced a bill to raise the income eligibility ceiling for the Community College Opportunity Grant Program from $65,000 to $100,000 and officially establish the Garden State Guarantee Program to cover tuition and fee costs for juniors and seniors at public four-year universities.

Why it matters

Students from households earning up to $100,000 will become newly eligible for last-dollar state financial grants at public two-year and four-year institutions, altering out-of-pocket college costs across public higher education systems.

Background
  • The Community College Opportunity Grant Program was previously enacted under P.L.2021, c.26 to provide last-dollar financial aid to qualifying county college students. context
  • The Garden State Guarantee has operated as an institutional financial aid initiative across New Jersey four-year public universities prior to formal statutory codification. context

Who It Would Affect

Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.

Directly affected

Community college students

Households earning between $65,000 and $100,000 become newly eligible for last-dollar tuition grants at county colleges.

Directly affected

Junior and senior university undergraduates

Students enrolled in third and fourth years at four-year public institutions gain statutory entitlement to net cost coverage under the codified program.

Directly affected

Public institutions of higher education

Colleges must calculate net costs, notify students of grant amounts, and adhere to restrictions preventing the imposition of extra eligibility rules.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

What is the new income limit for the Community College Opportunity Grant Program?
The income ceiling increases from $65,000 to $100,000 under the bill.
Which students are eligible for the Garden State Guarantee Program?
Legal state residents or qualifying students enrolled in at least 12 credits as juniors or seniors at a four-year public institution with an between $0 and $100,000 are eligible.
How many semesters can a student receive grants under the Garden State Guarantee Program?
Eligible students may receive grants for up to four semesters during their third and fourth years.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

Currently in committee. The next step in the legislative lifecycle is Floor Vote.

Procedural history

1 action
  1. Jan 13, 2026HouseIntroduced
    Introduced, Referred to Assembly Higher Education Committee

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Discoveries

1 pattern noticed across the record

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift95% confidence

Codification of Administrative Financial Aid

The legislation transforms the previously administrative Garden State Guarantee Program into a statutorily mandated entitlement program.

Connected Entities

Office of the Secretary of Higher Education, New Jersey Council of County Colleges, Kenyatta Stewart and 2 more
OrganizationOffice of the Secretary of Higher Education“Consults on fee definitions and eligibility limits”Map →
OrganizationNew Jersey Council of County Colleges“Consults on maximum annual adjusted gross income limits”Map →
PersonKenyatta Stewart“Assemblyman sponsoring the bill”Map →
OrganizationHigher Education Student Assistance Authority“Administers student financial aid grants under the programs”Map →
PersonGerry Scharfenberger“Assemblyman sponsoring the bill”Map →

Sources

Open source document

njleg.state.nj.us

Analysis Score

0–100
  • Significance75
    How much this matters to a regular citizen
  • Controversy25
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz40
    Current news / social attention level

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