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Ohio House Bill 845 regulates dental benefit plans, payment methods, and third-party network access

Original title: Regards dental benefit plans

Last action · May 13, 2026: Referred to InsuranceSponsor: Meredith Craig

Introduced
Committee
Floor Vote
Passed
Law

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What This Bill Would Do

Ohio House Bill 845 prohibits dental benefit plans from denying previously authorized claims except under specific circumstances, restricts mandatory fee-based methods, and regulates third-party access to dentist provider network contracts.

Why it matters

Dentists and dental benefit plan enrollees face new restrictions on claim denials, fee-imposing payment methods, and network leasing transparency.

Who It Would Affect

Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.

Directly affected

Dentists

Dentists receive new protections against claim denials after prior authorization, restrictions on mandatory fee-bearing payment methods, and explicit rights to opt out of third-party network leasing.

Directly affected

Dental carriers and health plan issuers

Dental carriers must alter payment methods, disclosure practices for third-party network access, and prior authorization claims handling policies to comply with new statutory mandates.

Directly affected

Covered persons

Patients receiving dental services are affected by rules governing prior authorization validity and network availability under their dental benefit plans.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

Can a dental plan force a dentist to accept credit card payments that carry processing fees?
No. Dental benefit plans cannot contain restrictions where the only acceptable payment method requires fees, unless the dentist explicitly and directly agrees in writing.
Can a dentist choose not to participate when a contracting entity leases their network to a third party?
Yes. The bill requires contracts to state that a dentist has the right to choose not to participate in third-party access, and electing not to participate does not permit the to cancel the primary contract.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

Currently in committee. The next step in the legislative lifecycle is Floor Vote.

Procedural history

2 actions
  1. May 13, 2026HouseCommittee
    Referred to Insurance
  2. May 6, 2026HouseIntroduced
    Introduced

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Discoveries

1 pattern noticed across the record

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift95% confidence

New Statutory Restrictions on Dental Claim Denials and Network Leasing

The bill creates a comprehensive set of consumer and provider protections within the Revised Code, specifically targeting prior authorization claim denials and third-party network access transparency.

Connected Entities

Meredith Craig
PersonMeredith Craig“Representative Craig, District 77”Map →

Sources

Open source document

www.legislature.ohio.gov

Analysis Score

0–100
  • Significance65
    How much this matters to a regular citizen
  • Controversy35
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz25
    Current news / social attention level

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