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Alabama Senate Bill 308 Creates Office of Risk and Resilience and Re-houses Strengthen Alabama Homes Program

Original title: Department of Insurance; Office of Risk and Resilience created; Strengthen Alabama Homes Program placed under office

Last action · April 7, 2026: Currently Indefinitely PostponedSponsor: Josh Carnley

Introduced
Committee
Floor Vote
Passed
Law

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What This Bill Proposed

This bill creates the Office of Risk and Resilience within the Alabama Department of Insurance, moves the Strengthen Alabama Homes Program into this new office, and establishes an effective date of June 1, 2026. The legislation authorizes the hiring of one exempt personnel position outside the state Merit System and outlines grant application procedures for retrofitting properties against windstorms.

Why it matters

Property owners seeking windstorm mitigation grants must navigate operations housed under a newly structured office within the state insurance department, while funding availability remains contingent on annual legislative allocations and external grants without establishing a state entitlement.

Who It Would Have Affected

Groups the bill's text would have affected, as described in the record. Being affected is not a position for or against it.

Directly affected

Department of Insurance

The department houses the newly created Office of Risk and Resilience and the Strengthen Alabama Homes Program, and is tasked with administering rules and seeking federal grants.

Directly affected

Property owners

Eligible property owners may apply for grants to retrofit insurable property against catastrophic windstorms, though no state funding entitlement is established.

Directly affected

Nonprofit entities

Nonprofit entities may receive grants or funding from the program for retrofitting projects if they agree to administer funds according to program requirements.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

Does this bill guarantee funding or property inspections for property owners?
No. The legislation explicitly states that the chapter does not create an entitlement for property owners or obligate the state to fund property inspections or retrofitting.
Where does the money for the Strengthen Alabama Homes Fund come from?
The fund relies on annual legislative appropriations, federal grants, and other external grant sources or funding streams.
What standards must mitigation projects meet under this program?
Mitigation must be based on securing required local permits and inspections in keeping with local building codes and the , and projects are subject to random reinspection.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

This bill did not become law - Died on the Senate floor.

Procedural history

5 actions
  1. Apr 7, 2026Senate
    Currently Indefinitely Postponed
  2. Mar 17, 2026Senate
    Read for the Second Time and placed on the Calendar
  3. Mar 17, 2026SenateCommittee
    Reported Out of Committee House of Origin
  4. Feb 12, 2026SenateCommittee
    Pending Committee Action in House of Origin
  5. Feb 12, 2026SenateIntroduced
    Read for the first time and referred to the Senate Committee on Banking and Insurance

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Connected Entities

Office of Risk and Resilience, Strengthen Alabama Homes Fund, Department of Insurance and 2 more
OrganizationOffice of Risk and Resilience“New office created within the Department of Insurance.”Map →
OrganizationStrengthen Alabama Homes Fund“Fund established within the State Treasury for the program.”Map →
OrganizationDepartment of Insurance“State agency where the Office of Risk and Resilience is created.”Map →
PersonCommissioner of Insurance“Authorized to employ personnel for the new office.”Map →
OrganizationStrengthen Alabama Homes Program“Program rehoused within the newly created office.”Map →

Sources

Open source document

alison.legislature.state.al.us

Analysis Score

0–100
  • Significance20
    Lowered because this bill did not pass (its text scored 50)
  • Controversy15
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz20
    Current news / social attention level

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