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Read. Follow. Verify.Pennsylvania Bill 801 Establishes Uniform Requirements for Consumer Debt Default Judgments and Mandatory Consumer Warnings
Last action · March 4, 2025: Referred to JUDICIARY, March 4, 2025Sponsors: Liz Hanbidge and 10 others
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What This Bill Would Do
House Bill 801 enacts the Uniform Consumer Debt s Act, requiring debt collectors to provide detailed itemized account histories, proof of debt ownership, and a formal consumer warning notice before a default judgment can be entered in court.
Consumers facing debt collection lawsuits will receive explicit warnings about potential wage and bank account garnishments, property liens, and credit impacts alongside resources for legal aid.
- House Bill 801 was introduced in the Pennsylvania House of Representatives on March 4, 2025, and referred to the Judiciary Committee. context
Who It Would Affect
Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.
Consumers
Consumers named as defendants in debt collection actions will receive mandatory warning notices and detailed complaint disclosures regarding their debts and legal rights.
Creditors and Debt Collectors
Plaintiffs filing consumer debt collection actions must comply with strict complaint documentation and separate notice service requirements before a default judgment can be entered.
Key Facts
You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.
Frequently Asked Questions
What information must a debt collector include in a lawsuit complaint under this bill?
Can a consumer waive their rights under this new chapter?
What else do you want to know?
News Coverage
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Votes, people, money & the original sourceWhere This Stands
Currently in committee. The next step in the legislative lifecycle is Floor Vote.
Procedural history
1 action- Mar 4, 2025HouseCommitteeReferred to JUDICIARY, March 4, 2025
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Lobbying Activity
No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Sponsors
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Discoveries
Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.
Standardization of Consumer Debt Collection Lawsuits
The bill introduces uniform rules across Pennsylvania requiring specific evidentiary attachments and mandatory warnings before courts can issue default judgments in consumer debt cases.
Connected Entities
Sources
www.palegis.us
Analysis Score
0–100- Significance75How much this matters to a regular citizen
- Controversy40Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz30Current news / social attention level
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