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Did Not Advance

Kentucky requires health benefit plans to cover in vitro fertilization and assisted reproductive technology starting in 2027

Original title: AN ACT relating to coverage for reproductive health care.

Last action · January 13, 2026: to Banking & Insurance (H)Sponsors: Lindsey Burke and 1 other

Introduced
Committee
Floor Vote
Passed
Law

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What This Bill Proposed

Kentucky health benefit plans, state postsecondary institution health plans, and state employee group health plans must provide coverage for , , and other for at least two cycles beginning January 1, 2027.

Why it matters

Expands mandated insurance benefits for individuals and public employees seeking fertility treatments, affecting plan costs and coverage terms across state-regulated health plans.

Who It Would Have Affected

Groups the bill's text would have affected, as described in the record. Being affected is not a position for or against it.

Directly affected

Health benefit plan issuers

Health insurers must update their health benefit plans to include coverage for in vitro fertilization, intrauterine insemination, and assisted reproductive technology for at least two cycles.

Directly affected

State employees

State employees gain mandatory insurance coverage options for assisted reproductive technologies while remaining subject to statutory exclusions on abortion coverage.

Directly affected

Employees of state postsecondary educational institutions

Employees covered by self-insured employer group health plans at state postsecondary institutions receive mandatory coverage for assisted reproductive technologies.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

What fertility treatments are required to be covered under the bill?
All health benefit plans must provide coverage for , , and any other process using , covering at least two cycles and necessary support services.
Does this bill allow state-sponsored plans to cover abortions?
No. The bill explicitly prohibits state employee health plans from providing coverage for obtaining or performing an abortion, and forbids using state funds for abortions.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

This bill did not become law - Died at adjournment · in House committee.

Procedural history

2 actions
  1. Jan 13, 2026HouseCommittee
    to Banking & Insurance (H)
  2. Jan 6, 2026HouseIntroduced
    introduced in House to Committee on Committees (H)

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Connected Entities

Kentucky Retirement Systems, General Assembly, Office of Data Analytics and 10 more
OrganizationKentucky Retirement Systems“Administers retirement systems for state employees”Map →
OrganizationGeneral Assembly“The legislative body enacting the bill”Map →
OrganizationOffice of Data Analytics“Houses the Division of Health Benefit Exchange”Map →
OrganizationCounty Employees Retirement System“Administers retirement systems”Map →
OrganizationKentucky Teachers' Retirement System“Administers retirement systems”Map →
OrganizationDepartment for Medicaid Services“Designated partnership regions for Medicaid services”Map →
OrganizationDepartment of Employee Insurance“Provides notice of special enrollment rights to public employees”Map →
OrganizationFinance and Administration Cabinet“Secretary involved in procuring group health benefit plans”Map →
OrganizationDivision of Health Benefit Exchange“Division within the Office of Data Analytics receiving cost reports”Map →
OrganizationDepartment of Insurance“Commissioner approves policies and enforces insurance laws”Map →
OrganizationAmerican Academy of Actuaries“Members conduct cost calculations for qualified health plans”Map →
OrganizationKentucky Community and Technical College System“Has an optional retirement plan”Map →
OrganizationPersonnel Cabinet“Cabinet administering state employee health insurance”Map →

Sources

Open source document

apps.legislature.ky.gov

Analysis Score

0–100
  • Significance20
    Lowered because this bill did not pass (its text scored 75)
  • Controversy65
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz40
    Current news / social attention level

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