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Read. Follow. Verify.Senate Committee Advances Terrorism Risk Insurance Program Reauthorization Act of 2026
Last action · September 17, 2026: Committee on Banking, Housing, and Urban Affairs. Ordered to be reported without amendment favorably.
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What This Bill Would Do
The Senate Committee on Banking, Housing, and Urban Affairs advanced the Reauthorization Act of 2026 without amendment following its introduction on April 27, 2026. The measure extends federal backing for terrorism risk insurance to help stabilize commercial property and casualty markets against catastrophic losses.
Commercial property owners and insurers rely on this federal backstop to maintain coverage availability and manage extreme financial risks associated with potential acts of terrorism.
Who It Would Affect
Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.
commercial property owners
Commercial property owners access terrorism risk coverage backed by the federal program.
insurers
Insurers participate in the federal terrorism insurance backstop program.
Key Facts
You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.
Frequently Asked Questions
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News Coverage
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Votes, people, money & the original sourceWhere This Stands
Currently in committee. The next step in the legislative lifecycle is Floor Vote.
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Lobbying Activity
1607 STRATEGIES, LLC
on behalf of Travelers Companies, Inc. and subsidiaries
2026
“Issues related to the property and casualty insurance industry. Issues related to the Terrorism Risk Insurance Program. H.R. 7128, TRIA Program Reauthorization Act of 2026, all provisions.”
1607 STRATEGIES, LLC
on behalf of American Property Casualty Insurance Association
2026
“Issues relating to the reauthorization of the National Flood Insurance Program and other Issues related to flood insurance. Issues related to the Fair Credit Reporting Act. Issues regarding environmental policies and their consideration by insurers and state insurance regulators. Issues related to the Terrorism Risk Insurance Program. H.R. 7128, TRIA Program Reauthorization Act of 2026, all provisions.”
1607 STRATEGIES, LLC
on behalf of Travelers Companies, Inc. and subsidiaries
2026
“Issues related to the property and casualty insurance industry. Issues related to the Terrorism Risk Insurance Program. H.R. 7128, TRIA Program Reauthorization Act of 2026, all provisions.”
1607 STRATEGIES, LLC
on behalf of American Property Casualty Insurance Association
2026
“Issues relating to the reauthorization of the National Flood Insurance Program and other Issues related to flood insurance. Issues related to the Fair Credit Reporting Act. Issues regarding environmental policies and their consideration by insurers and state insurance regulators. Issues related to the Terrorism Risk Insurance Program. H.R. 7128, TRIA Program Reauthorization Act of 2026, all provisions.”
STEPTOE LLP
on behalf of WHOLESALE & SPECIALTY INSURANCE ASSOCIATION
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Connected Entities
Sources
www.congress.gov
Analysis Score
0–100- Significance65How much this matters to a regular citizen
- Controversy20Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz30Current news / social attention level
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