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Missouri bill regulates compensation and advertising for third-party veterans' benefits advisors and imposes misdemeanor penalties
Original title: VETERANS
Last action · April 1, 2026: HCS Reported Do Pass (H)Sponsors: Jim Schulte and 1 other
Bill progressHistory & official text ↓
Introduced
Committee
Floor Vote
Passed
Law
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What This Bill Would Do
Missouri HB 3029 prohibits individuals and commercial entities from charging fees for advising or assisting with s unless specifically permitted under federal law. The measure establishes mandatory written agreements, required disclosures, restrictions on advertising, and bans access to clients' personal account credentials, punishing violations as a .
Why it matters
Unaccredited commercial consultants and for-profit advisors face criminal penalties and strict operational rules when charging fees or advertising assistance for veterans filing claims with the Department of Veterans Affairs or the Missouri Veterans' Commission.
Who It Would Affect
Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.
Directly affected
Veterans, dependents, and survivors
Individuals seeking benefits gain added consumer protections, mandatory disclosures, and prohibitions against deceptive fees or credential sharing by third-party advisors.
Directly affected
Third-party consultants and unaccredited advisors
Commercial entities and unaccredited individuals face new fee caps, timeline restrictions on billing, advertising disclosure mandates, and class A misdemeanor penalties for violations.
Directly affected
Missouri veterans' commission
The commission is explicitly excluded from the definition of a commercial person subject to the fee prohibitions and is referenced in mandatory consumer disclosures.
Key Facts
You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.
Frequently Asked Questions
Who is exempt from the restrictions on charging fees for veterans' benefits advice?
The Missouri veterans' commission, federally chartered veterans service organizations, and claims agents or attorneys accredited by the United States Department of Veterans Affairs are exempt.
What disclosures must be included in advertisements for paid veterans' assistance services?
Advertisements must state that the business is not sponsored by or affiliated with the Department of Veterans Affairs, the Missouri Veterans' Commission, or any federally chartered veterans service organization, and that other organizations may provide these services free of charge.
What information are paid advisors strictly forbidden from accessing?
Paid advisors are prohibited from gaining direct access to a client's personal medical information, financial information, government benefit applications, and any usernames or passwords for applications or services.
What else do you want to know?
News Coverage
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Votes, people, money & the original sourceWhere This Stands
Currently in committee. The next step in the legislative lifecycle is Floor Vote.
Procedural history
7 actions- Apr 1, 2026HouseCommitteeHCS Reported Do Pass (H)
- Mar 31, 2026HouseCommitteeHCS Voted Do Pass (H)
- Mar 31, 2026HouseExecutive Session Completed (H)
- Mar 24, 2026HousePublic Hearing Completed (H)
- Mar 10, 2026HouseCommitteeReferred: Veterans and Armed Forces(H)
- Jan 21, 2026HouseFloorRead Second Time (H)
Show 1 earlier action
- Jan 20, 2026HouseIntroducedIntroduced and Read First Time (H)
Version history & redline
2 versions on fileComparing Introduced → House Committee Substitute
removed addedOfficial text
SECOND REGULAR SESSION
HOUSE added: COMMITTEE SUBSTITUTE FOR
HOUSE BILL NO. 3029
103RD GENERAL ASSEMBLY
removed: INTRODUCED BY REPRESENTATIVE SCHULTE.
6795H.01I added: 6795H.03C JOSEPH ENGLER, Chief Clerk
AN ACT
To amend chapter 42, RSMo, by adding thereto one new section relating to veterans, with
penalty provisions.
Be
[…]
or governmental subdivision, agency, or instrumentality; or any other legal
6 or commercial entity. The term "person" shall not include the Missouri veterans'
7 removed: commission;
added: commission, a federally chartered veterans service organization, or a claims agent or
8 added: attorney accredited by the United States Department of Veterans Affairs;
9 (3) "Veterans' benefits matter", the preparation, presentation, or prosecution of
removed: 9 added: 10 any claim affecting any person who has filed or expressed an intent to file a claim for
removed: 10 added: 11 any benefit, program, service, commodity, function, or status, entitlement to which is
removed: 11 added: 12 determined under the laws and regulations administered by the United States
removed: 12 added: 13 Department of Veterans Affairs or the Missouri veterans' commission, pertaining to
removed: 13 added: 14 veterans, their dependents, their survivors, and any other individual eligible for such
removed: 14 benefits.
15 added: benefits. The term "veterans' benefits matter" shall not include a housing loan under
16 38 U.S.C. Section 3710, et seq.
17 2. Except as permitted under federal law, no person shall receive compensation
removed: 16 added: 18 for advising or assisting any individual with regard to any veterans' benefits matter.
EXPLANATION — Matter enclosed in bold-faced brackets [thus] in the above bill is not enacted and is
intended to be omitted from the law. Matter in bold-face type in the above bill is proposed language.
removed: 17 added: 19 3. No person shall receive compensation for referring any individual to another
removed: 18 added: 20 person to advise or assist such individual with any veterans' benefits matter.
removed: 19 added: 21 4. A person seeking to receive compensation for advising or assisting any
removed: 20 added: 22 individual with any veterans' benefits matter shall, before rendering any services,
removed: 21 added: 23 memorialize all terms regarding the individual's payment of fees for services rendered
removed: 22 added: 24 in a written agreement, signed by both parties, that adheres to all criteria specified
removed: 23 added: 25 within 38 CFR 14.636.
removed: 24 added: 26 5. No person shall receive any compensation for any services rendered before the
removed: 25 added: 27 date on which a notice of disagreement is filed with respect to any individual's case.
removed: 26 added: 28 6. No person shall guarantee, either directly or by implication, that any
removed: 27 added: 29 individual is certain to receive specific veterans' benefits or that any individual is certain
removed: 28 added: 30 to receive a specific level, percentage, or amount of veterans' benefits.
removed: 29 added: 31 7. No person shall receive excessive or unreasonable fees as compensation for
removed: 30 added: 32 advising or assisting any individual with any veterans' benefits matter. The factors
removed: 31 added: 33 articulated within 38 CFR 14.636 shall govern determinations of whether a fee is
removed: 32 added: 34 excessive or unreasonable.
removed: 33 added: 35 8. (1) No person shall advise or assist for compensation any individual
removed: 34 added: 36 concerning any veterans' benefits matter without clearly providing, at the outset of the
removed: 35 added: 37 business relationship, the following disclosure, both orally and in writing:
removed: 36 added: 38 This business is not sponsored by, or affiliated with, the United
removed: 37 added: 39 States Department of Veterans Affairs or the Missouri Veterans'
removed: 38 added: 40 Commission, or any other federally chartered veterans service
removed: 39 added: 41 organization. Other organizations, including, but not limited to,
removed: 40 added: 42 the Missouri Veterans' Commission, your local veterans service
removed: 41 added: 43 agency, and other federally chartered veterans service
removed: 42 added: 44 organizations, may be able to provide you with this service free of
removed: 43 added: 45 charge. Products or services offered by this business are not
removed: 44 added: 46 necessarily endorsed by any of these organizations. You may
removed: 45 added: 47 qualify for other veterans' benefits beyond the benefits for which
removed: 46 added: 48 you are receiving services here.
removed: 47 added: 49 (2) The written disclosure shall appear in at least twelve-point font and shall
removed: 48 added: 50 appear in a readily noticeable and identifiable place in the person's agreement with the
removed: 49 added: 51 individual seeking services. The individual shall verbally acknowledge understanding of
removed: 50 added: 52 the oral disclosure and shall sign the document in which the written disclosure appears,
removed: 51 added: 53 to represent understanding of these provisions. The person offering services shall retain
removed: 52 added: 54 a copy of the written disclosure while providing veterans' benefits services for
added: HCS HB 3029 2
removed: 53 added: 55 compensation to the individual and for at least one year after the date on which the
removed: 54 added: 56 service relationship terminates.
removed: 55 added: 57 9. (1) No person shall advertise for-compensation services in veterans' benefits
removed: 56 added: 58 matters without including the following disclosure:
removed: 57 added: 59 This business is not sponsored by, or affiliated with, the United
removed: 58 added: 60 States Department of Veterans Affairs or the Missouri Veterans'
removed: 59 added: 61 Commission, or any other federally chartered veterans service
removed: 60 added: 62 organization. Other organizations, including, but not limited to,
removed: 61 added: 63 the Missouri Veterans' Commission, your local veterans service
removed: 62 added: 64 agency, and other federally chartered veterans service
removed: 63 added: 65 organizations, may be able to provide you with these services free
removed: 64 added: 66 of charge. Products or services offered by this business are not
removed: 65 added: 67 necessarily endorsed by any of these organizations. You may
removed: 66 added: 68 qualify for other veterans' benefits beyond the services that this
removed: 67 added: 69 business offers.
removed: 68 added: 70 (2) If the advertisement is printed, including, but not limited to, advertisements
removed: 69 added: 71 visible to internet users, the disclosure shall appear in a readily visible place on the
removed: 70 added: 72 advertisement. If the advertisement is verbal, the spoken statement of the disclosure
removed: 71 added: 73 shall be clear and intelligible.
removed: 72 added: 74 10. No person who advises or assists, or seeks to advise or assist, for
removed: 73 added: 75 compensation any individual concerning any veterans' benefits matter shall gain direct
removed: 74 added: 76 access to the individual's:
removed: 75 added: 77 (1) Personal medical information;
removed: 76 added: 78 (2) Personal financial information;
removed: 77 added: 79 (3) Personal information in any application for government benefits; or
removed: 78 added: 80 (4) User name or password for any application or service.
removed: 79 added: 81 11. Any person who violates this section is guilty of a class A misdemeanor.
✔
added: HCS HB 3029 3
Redline computed from the official version text (record lane).View this version →
Lobbying Activity
No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Sponsors
Connected Entities
OrganizationUnited States Department of Veterans Affairs“Federal agency administering veterans' benefits and accreditation”Map →
OrganizationMissouri veterans' commission“Exempted agency and administrator of veteran benefits”Map →
Sources
Open source document
house.mo.gov
Analysis Score
0–100- Significance75How much this matters to a regular citizen
- Controversy40Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz25Current news / social attention level
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