SB 1596FLORIDA · STATEWIDESession 2026dead

Proposed Increase to Physician Medical Malpractice Insurance Requirements

Original title: Medical Malpractice Liability Coverage

March 13, 2026

medical malpractice physician licensing insurance healthcare regulation Florida law

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The Frame

What this does

The bill would have significantly increased the mandatory insurance overhead for surgeons and hospital-affiliated doctors in Florida, potentially impacting the cost of practicing medicine and the availability of certain surgical services.

Who is mentioned in the record

Potentially affected actors named in the source documents. Mention is not a position.

Physicians and Osteopathic Physicians

The bill would have required these professionals to maintain higher levels of professional liability coverage as a condition of their licensure.

What changed

Last recorded activity March 13, 2026.

What's next

Introduced.

Summary

This bill would have increased the minimum professional liability insurance coverage required for physicians and osteopathic physicians who perform surgery in ambulatory centers or hold hospital staff privileges. It proposed raising the per-claim minimum from $250,000 to $1 million and the minimum from $750,000 to $3 million.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

Who would have been affected by these new insurance requirements?

The bill would have affected physicians and osteopathic physicians who perform surgery in licensed s or who maintain hospital staff privileges.

Could the required insurance money be used to pay for a lawyer if a doctor is sued?

No. The bill explicitly stated that the required coverage amounts could not be used for litigation costs or attorney's fees for the defense of a medical malpractice claim.

What is the current status of this bill?

The bill died in the Judiciary committee on March 13, 2026.