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Read. Follow. Verify.Texas creates disaster relief and prevention matching grant and loan program for local governments, businesses, and residents
Last action · August 22, 2025: Left pending in committeeSponsors: Drew Darby and 16 others
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What This Bill Proposed
The Texas Division of Emergency Management is required to establish a and loan program funded through a new dedicated account to help s, businesses, and individuals recover from disasters and construct mitigating infrastructure. The program provides below-market loans and matching grants to eligible applicants in governor-declared disaster areas, taking effect on the 91st day after the legislative session concludes.
Eligible property owners, local governments, and businesses in declared disaster areas gain access to below-market-rate loans and matching state grants for disaster recovery, home repairs, and infrastructure hardening, backed by a dedicated state treasury account.
Who It Would Have Affected
Groups the bill's text would have affected, as described in the record. Being affected is not a position for or against it.
Political subdivisions
Local governments located in declared disaster areas gain access to matching grants and below-market loans for recovery and mitigation infrastructure.
Businesses
Businesses located in declared disaster areas become eligible to apply for matching grants and loans for remediation and infrastructure hardening.
Individuals owning disaster-damaged residences
Homeowners in declared disaster areas who qualify for federal assistance may apply for below-market loans to repair homes and add protective improvements.
Texas Division of Emergency Management
The division is tasked with establishing the program, creating an electronic application process, adopting rules, and auditing recipients.
Key Facts
You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.
Frequently Asked Questions
Who is eligible to apply for the disaster relief matching grants?
What can individuals use the disaster relief loans for?
What are the repayment terms for loans from the program?
What else do you want to know?
News Coverage
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Votes, people, money & the original sourceWhere This Stands
This bill did not become law - Died at adjournment · in House committee.
Procedural history
7 actions- Aug 22, 2025HouseLeft pending in committee
- Aug 22, 2025HouseTestimony taken/registration(s) recorded in committee
- Aug 22, 2025HouseConsidered in public hearing
- Aug 22, 2025HouseScheduled for public hearing on . . .
- Aug 18, 2025HouseCommitteeReferred to Disaster Preparedness & Flooding
- Aug 18, 2025HouseIntroducedRead first time
Show 1 earlier action
- Aug 15, 2025HouseIntroducedFiled
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Lobbying Activity
No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Sponsors
Show 12 more sponsors
Connected Entities
Sources
capitol.texas.gov
Analysis Score
0–100- Significance20Lowered because this bill did not pass (its text scored 75)
- Controversy15Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz40Current news / social attention level
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