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Read. Follow. Verify.Pennsylvania House Bill 218 allows personal income tax deduction for mortgage insurance premiums
Last action · January 22, 2025: Referred to FINANCE, Jan. 22, 2025Sponsors: Thomas Kutz and 2 others
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What This Bill Would Do
Pennsylvania residents paying mortgage insurance can deduct those premium payments from their taxable income on annual state personal income tax returns, starting with tax years after December 31, 2025.
Homeowners who purchase residential mortgage insurance will see a reduction in their state taxable income, lowering their overall state tax liability starting in tax year 2026.
Who It Would Affect
Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.
Homeowners with mortgage insurance
Taxpayers who pay mortgage insurance premiums are newly allowed to deduct those payments from their state taxable income.
Key Facts
You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.
Frequently Asked Questions
Who is eligible to take the mortgage insurance premium deduction?
Can the mortgage insurance deduction result in a negative taxable income or a tax refund from excess deduction?
What else do you want to know?
News Coverage
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Votes, people, money & the original sourceWhere This Stands
Currently in committee. The next step in the legislative lifecycle is Floor Vote.
Procedural history
1 action- Jan 22, 2025HouseCommitteeReferred to FINANCE, Jan. 22, 2025
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Lobbying Activity
No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Sponsors
Connected Entities
Sources
www.palegis.us
Analysis Score
0–100- Significance60How much this matters to a regular citizen
- Controversy10Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz25Current news / social attention level
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