NewsWUSF (NPR Tampa Bay)October 25, 2026Hillsborough County
Hurricane Isaias insured losses in Florida approach $582 million with 55,000 claims filed
Photo: WUSF (NPR Tampa Bay)
Insured losses in Florida from Hurricane Isaias have reached nearly $582 million across 55,000 claims filed since the Oct. 9 storm, according to the Office of Insurance Regulation. The majority of the claims are concentrated in the western Panhandle, led by Santa Rosa and Escambia counties, while Gov. Ron DeSantis has requested $237 million in federal disaster assistance.
Read the full story at WUSF (NPR Tampa Bay)Why It Matters
Property owners across northwest Florida face recovery costs and insurance claims processing following storm damage, while state officials seek $237 million in federal disaster resources for 15 counties.
Key Facts
- Insured losses in Florida from Hurricane Isaias approach $582 million according to the Office of Insurance Regulation.
- A total of 55,000 claims have been filed across the state as of Tuesday following the Oct. 9 storm.
- Governor Ron DeSantis requested a major disaster declaration from President Donald Trump seeking roughly $237 million in federal resources.
- The disaster request includes public assistance for 15 counties and individual assistance for eight designated counties in northwest Florida.
- More than 26,000 claims were filed in Santa Rosa County and nearly 17,000 in Escambia County.
- About 47,000 claims are tied to residential property, covering auto, commercial properties, and business interruptions.
- Moody’s RMS estimated multi-state losses between $2.5 billion and $4.5 billion, with National Flood Insurance Program claims estimated at $250 million.
- Karen Clark & Company estimated privately insured losses nationally at $3 billion.
- Six deaths in Florida have been linked to Hurricane Isaias.
- Just over 3,500 claims have been closed with payment, nearly 8,500 closed without payment, and 1,454 open claims have resulted in some level of payment.
- Previous storm comparisons include Hurricane Milton at $5.6 billion in losses (385,146 claims), Hurricane Helene at $2.58 billion (155,182 claims), and Hurricane Michael at $9.1 billion.
Who's Mentioned
PersonRon DeSantis“Gov. who announced a request for a major disaster declaration.”locationPace“Town around Pensacola Bay with major damage observed.”locationPensacola Bay“Towns around here observed major damage.”locationBig Bend Region“Region where Hurricane Helene came ashore.”locationMilton“Town around Pensacola Bay with major damage observed.”locationNavarre“Concentrated severe impacts location.”locationOkaloosa County“Filed about 5,200 claims.”locationTaylor County“County where Hurricane Helene landed.”locationEscambia County“Filed nearly 17,000 claims.”PersonDonald Trump“President to whom the disaster declaration request was submitted.”locationSarasota County“County where Hurricane Milton made landfall near Siesta Key.”locationMexico Beach“Landfall location for Hurricane Michael.”locationPensacola Beach“Concentrated severe impacts location.”OrganizationOffice of Insurance Regulation“Provided data on insured losses and claims.”otherHurricane Milton“October 2024 hurricane resulting in $5.6 billion in losses.”locationSanta Rosa County“Filed more than 26,000 claims.”PersonJeff Waters“Director of North Atlantic hurricane models for Moody’s.”locationSiesta Key“Landfall location for Hurricane Milton.”locationBay County“Filed almost 2,000 claims.”OrganizationNational Flood Insurance Program“Claims estimated at $250 million by Moody's RMS.”locationPerry“Location west-southwest of which Helene landed.”otherHurricane Isaias“The storm that caused insured losses in Florida.”OrganizationFlorida Division of Emergency Management“Submitted a request for a major disaster declaration to the president.”OrganizationKaren Clark & Company“Boston-based risk-management and catastrophe modeling software firm.”otherHurricane Helene“September 2024 hurricane resulting in $2.58 billion in losses.”locationDestin“Category 2 storm made landfall near here.”locationWalton County“Filed more than 2,000 claims.”OrganizationMoody’s RMS“Provided risk analytics estimating multi-state and NFIP losses.”otherHurricane Michael“Category 5 storm resulting in $9.1 billion in losses on Oct. 10, 2018.”