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Read. Follow. Verify.Louisiana requires health insurance plans to cover mobile crisis response and behavioral health care starting in 2027
Last action · June 8, 2026: Effective date: 07/01/2026.Sponsors: Annie Spell and 9 others
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What This Bill Does
Health insurance issuers in Louisiana are required to include coverage for and services without , effective July 1, 2027.
Enrollees gain guaranteed insurance coverage for short-term community mental health interventions, while insurers must process these crisis services without prior approval, though plans may still apply standard deductibles, coinsurance, and copayments.
- House Bill 909 was enacted during the 2026 Regular Session of the Louisiana Legislature and signed into law as Act 853. context
- The Louisiana Department of Health operates statewide behavioral health initiatives, including designated crisis coordination infrastructure. context
Who It Affects
Groups the bill's text affects, as described in the record. Being affected is not a position for or against it.
Health insurance issuers
Health insurance plans must incorporate coverage for mobile crisis response and behavioral health crisis care without requiring prior authorization.
Behavioral health crisis service providers
Providers must be licensed under specific state statutes and coordinate and share information with the state-sanctioned Crisis Hub to qualify for coverage.
Key Facts
You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.
Frequently Asked Questions
Do I need prior authorization from my insurance company before receiving mobile crisis services?
When does this required insurance coverage take effect?
What else do you want to know?
News Coverage
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Votes, people, money & the original sourceWhere This Stands
Current status: Signed into law.
Procedural history
27 actions- Jun 8, 2026HouseEnrolledSigned by the Governor. Becomes Act No. 853.
- Jun 8, 2026HouseEffective date: 07/01/2026.
- Jun 1, 2026SenateEnrolledSigned by the President of the Senate.
- Jun 1, 2026HouseSent to the Governor for executive approval.
- May 31, 2026HouseEnrolledEnrolled and signed by the Speaker of the House.
- May 29, 2026HouseIntroducedRead by title, roll called, yeas 97, nays 0, Senate amendments concurred in.
Show 21 earlier actions
- May 27, 2026HouseScheduled for concurrence on 05/29/2026.
- May 26, 2026SenateFloorRules suspended. The amended bill was read by title, passed by a vote of 32 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.
- May 26, 2026HouseReceived from the Senate with amendments.
- May 20, 2026SenateFloorReported without Legislative Bureau amendments. Read by title and passed to third reading and final passage.
- May 19, 2026SenateIntroducedRead by title and referred to the Legislative Bureau.
- May 18, 2026SenateCommitteeReported favorably.
- May 14, 2026SenateFloorSenate Committee amendments read and adopted.
- May 14, 2026SenateIntroducedRead by title. Recommitted to the Committee on Finance.
- May 13, 2026SenateReported with amendments.
- May 6, 2026SenateCommitteeRead second time by title and referred to the Committee on Insurance.
- May 5, 2026HouseFloorRead third time by title, roll called on final passage, yeas 99, nays 0. Finally passed, title adopted, ordered to the Senate.
- May 5, 2026SenateReceived in the Senate. Read first time by title and placed on the Calendar for a second reading.
- Apr 29, 2026HouseScheduled for floor debate on 05/05/2026.
- Apr 28, 2026HouseFloorRead by title, ordered reengrossed, passed to 3rd reading.
- Apr 27, 2026HouseCommitteeReported favorably (17-0).
- Apr 16, 2026HouseIntroducedRead by title, amended, ordered engrossed, recommitted to the Committee on Appropriations.
- Apr 15, 2026HouseReported with amendments (11-0).
- Mar 9, 2026HouseIntroducedRead by title, under the rules, referred to the Committee on Insurance.
- Feb 27, 2026HousePrefiled.
- Feb 27, 2026HouseCommitteeUnder the rules, provisionally referred to the Committee on Insurance.
- Feb 27, 2026HouseFirst appeared in the Interim Calendar on 2/27/2026.
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Lobbying Activity
No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Sponsors
Discoveries
Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.
Mandatory Behavioral Health Crisis Coverage
The state establishes a clear statutory requirement for commercial and government-regulated health insurance plans to cover 24/7 mobile and walk-in crisis services without prior authorization.
Connected Entities
Sources
www.legis.la.gov
Analysis Score
0–100- Significance85How much this matters to a regular citizen
- Controversy30Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz40Current news / social attention level
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