NewsRedditMay 4, 2026United States
Inquiry Regarding FHA Appraisal Requirements for Historic Home
A prospective homebuyer is seeking advice on navigating FHA appraisal requirements for a 120-year-old house. The user is specifically concerned about addressing wood-destroying organism (WDO) report findings and non-functional windows to meet loan standards.
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Residents navigating federal loan programs for older properties may face specific repair mandates that impact closing requirements.
Key Facts
- The property is a 120-year-old house currently under contract.
- The WDO (Wood Destroying Organism) report identified damage to wooden floors and structural issues like a rotten door and sink leak.
- The appraisal flagged windows in an upstairs room that are painted shut as a code violation.
- The buyer is seeking strategies to address these repairs without extensive renovations.