The civic record
Read. Follow. Verify.Missouri House Bill 1734 creates a revolving loan program for homeowners' association soil erosion control projects
Last action · April 20, 2026: Motion to Do Pass Failed (H)Sponsors: Colin Wellenkamp and 1 other
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What This Bill Proposed
Missouri HB 1734 establishes the Soil Erosion Control Fund to provide low-interest loans to incorporated nonprofit homeowners' associations for creek, stream, and waterway erosion projects. The Department of Natural Resources administers the fund, offering loans up to 80 percent of project costs with a repayment term of up to 10 years. Eligible projects include , restoring natural flood capacity, and natural bank stabilization, while lining waterways with impermeable surfaces is strictly prohibited.
Qualifying homeowners' associations gain access to dedicated state-backed loan financing for local drainage and bank stabilization projects, requiring them to pass local assessments and place property liens as collateral.
Who It Would Have Affected
Groups the bill's text would have affected, as described in the record. Being affected is not a position for or against it.
homeowners' associations
Nonprofit homeowners' associations can apply for low-interest loans for erosion control projects if they meet assessment and collateral requirements.
Department of Natural Resources
The department is tasked with distributing fund moneys, establishing application forms, and promulgating administrative rules.
Key Facts
- Establishes the Soil Erosion Control Fund in the state treasury consisting of legislative appropriations, grants, bequests, and loan repayments.
- Exempts unspent fund moneys from reverting to the general revenue fund at the end of the biennium.
- Authorizes loans for daylighting waterways, adding natural flood capacity, restoring natural culverts, and natural bank stabilization.
- Prohibits loans for lining drainage-ways with impermeable surfaces or covering large natural areas with impermeable surfaces.
Show all 7 facts
- Limits loan interest rates to the federal funds rate or two percent, whichever is greater.
- Caps individual loans at 80 percent of the total cost of a project in a single fiscal year, with a maximum repayment schedule of 10 years.
- Requires applicant homeowners' associations to be incorporated as nonprofit organizations under Missouri law, pass a formal homeowner assessment, and place property liens as loan collateral.
Frequently Asked Questions
Which organizations are eligible to apply for loans from the Soil Erosion Control Fund?
What is the maximum percentage of a project's cost that can be covered by the loan?
What types of erosion control projects are excluded from receiving loans?
What else do you want to know?
News Coverage
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Votes, people, money & the original sourceWhere This Stands
This bill did not become law - Failed in the House.
Procedural history
11 actions- Apr 20, 2026HouseMotion to Do Pass Failed (H)
- Apr 20, 2026HouseExecutive Session Completed (H)
- Mar 10, 2026HouseCommitteeReferred: Rules - Legislative(H)
- Mar 9, 2026HouseCommitteeReported Do Pass (H)
- Mar 5, 2026HouseCommitteeVoted Do Pass (H)
- Mar 5, 2026HouseExecutive Session Completed (H)
Show 5 earlier actions
- Feb 23, 2026HousePublic Hearing Completed (H)
- Feb 12, 2026HouseCommitteeReferred: Conservation and Natural Resources(H)
- Jan 8, 2026HouseFloorRead Second Time (H)
- Jan 7, 2026HouseIntroducedRead First Time (H)
- Dec 1, 2025HouseIntroducedPrefiled (H)
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Lobbying Activity
No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Sponsors
Connected Entities
Sources
house.mo.gov
Analysis Score
0–100- Significance20Lowered because this bill did not pass (its text scored 45)
- Controversy15Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz20Current news / social attention level
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