The civic record
Read. Follow. Verify.House Bill 755 establishes state-level insurance coverage and zero cost-sharing requirements for preventive health services
Last action · March 25, 2025: Referred to BANKING AND INSURANCE, March 25, 2025Sponsors: Perry Warren and 22 others
Track this bill to get notified when it advances a stage. One tap to stop, anytime.
What This Bill Would Do
Pennsylvania House Bill 755 requires health insurers to provide full coverage without cost-sharing for preventive services on a state-maintained list, contingent upon federal changes or repeal of federal preventive coverage mandates. The measure empowers the Insurance Department to maintain and modify the list and establishes penalties for insurer noncompliance.
Enrollees in non-grandfathered health plans would receive designated preventive services without out-of-pocket copayments or deductibles once the state implementation notice is published, while insurers face fines up to $500,000 annually for violations.
- Preventive services mandates under federal law have historically been tied to the Patient Protection and Affordable Care Act via 42 U.S.C. Section 300gg-13. context
- State insurance departments in Pennsylvania regulate health insurance policies issued under state law and enforce consumer protection standards. context
Who It Would Affect
Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.
Health Insurers
Insurers must provide coverage without cost-sharing for state-listed preventive services, file forms or adjust policies, and comply with department regulations under threat of administrative fines and license suspension.
Health Insurance Enrollees
Enrollees receive coverage for designated preventive health care services without being required to pay out-of-pocket cost sharing.
Insurance Department
The department is authorized to compile and modify the preventive services list, conduct public comment periods, promulgate regulations, and enforce compliance.
Key Facts
You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.
Frequently Asked Questions
What triggers the preventive services coverage requirements in this bill?
Can insurers charge copayments or deductibles for preventive services under this act?
Are all health insurance policies subject to these rules?
What else do you want to know?
News Coverage
Follow the record
Votes, people, money & the original sourceWhere This Stands
Currently passed chamber. The next step in the legislative lifecycle is Law.
Procedural history
11 actions- Mar 25, 2025SenateCommitteeReferred to BANKING AND INSURANCE, March 25, 2025
- Mar 25, 2025SenateIn the Senate
- Mar 25, 2025HouseFloorThird consideration and final passage, March 25, 2025 (133-69)
- Mar 25, 2025HouseCommitteeRe-reported as committed, March 25, 2025
- Mar 24, 2025HouseRe-committed to APPROPRIATIONS, March 24, 2025
- Mar 24, 2025HouseFloorSecond consideration, March 24, 2025
Show 5 earlier actions
- Mar 19, 2025HouseRemoved from table, March 19, 2025
- Mar 17, 2025HouseLaid on the table, March 17, 2025
- Mar 17, 2025HouseIntroducedFirst consideration, March 17, 2025
- Mar 17, 2025HouseCommitteeReported as committed, March 17, 2025
- Mar 3, 2025HouseCommitteeReferred to INSURANCE, March 3, 2025
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Lobbying Activity
No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Sponsors
Show 18 more sponsors
Discoveries
Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.
Contingent State-Level Insurance Backstop
The legislation is structured specifically as a contingency measure designed to preserve preventive service coverage requirements at the state level if federal mandates under 42 U.S.C. Section 300gg-13 are repealed, vacated, or unenforced.
Connected Entities
Sources
www.palegis.us
Analysis Score
0–100- Significance65How much this matters to a regular citizen
- Controversy40Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz30Current news / social attention level
Publisher tools