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Read. Follow. Verify.West Virginia Bill SB 518 prohibits cost-sharing for diagnostic and supplemental breast examinations
Last action · January 23, 2026: To FinanceSponsor: Laura Chapman
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What This Bill Proposed
West Virginia Senate Bill 518 prohibits health benefit policies from imposing any s—such as deductibles, coinsurance, or copayments—for screening, diagnostic, and . The provisions apply to coverage issued, delivered, reissued, or extended starting January 1, 2027, for general insurers, and July 1, 2027, for public employees insurance.
Who It Would Have Affected
Groups the bill's text would have affected, as described in the record. Being affected is not a position for or against it.
Health benefit policyholders
Insurers
Health insurance providers and managed care plans are prohibited from imposing cost-sharing requirements for specified breast examinations.
Insurance Commissioner
The commissioner is authorized to propose rules for legislative approval to implement the provisions.
Key Facts
You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.
Frequently Asked Questions
What types of breast examinations are covered without cost-sharing under this bill?
Does this bill eliminate deductibles for individuals with High Deductible Health Plans linked to a Health Savings Account?
What else do you want to know?
News Coverage
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Votes, people, money & the original sourceWhere This Stands
This bill did not become law - Died at adjournment · in Senate committee.
Procedural history
6 actions- Jan 23, 2026SenateCommitteeTo Finance
- Jan 23, 2026SenateCommitteeReported do pass, but first to Finance
- Jan 20, 2026SenateCommitteeTo Health and Human Resources
- Jan 20, 2026SenateIntroducedIntroduced in Senate
- Jan 20, 2026SenateCommitteeTo Health and Human Resources then Finance
- Jan 20, 2026SenateIntroducedFiled for introduction
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Lobbying Activity
No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Sponsors
Discoveries
Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.
Comprehensive Insurance Code Amendment
The bill simultaneously amends six distinct chapters and articles of the West Virginia Code to ensure uniform application across public employee insurance, individual and group accident and sickness insurance, hospital service corporations, health care corporations, and HMOs.
Connected Entities
Sources
www.wvlegislature.gov
Analysis Score
0–100- Significance20Lowered because this bill did not pass (its text scored 65)
- Controversy25Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz20Current news / social attention level
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