Proposed Changes to Workers' Compensation Insurance Rules

The Frame

What this does

The bill would have altered the regulatory framework for how insurance companies price workers' compensation coverage for Florida employers and changed the governance structure of the entity that protects policyholders if an insurer fails.

Who is mentioned in the record

Potentially affected actors named in the source documents. Mention is not a position.

Workers' compensation insurers

Insurers would have been subject to new percentage limitations on the use of excess rates for policies.

Florida employers

Employers would have been affected by changes to how their insurance providers are regulated and how the guaranty association is governed.

What changed

Last recorded activity March 13, 2026.

What's next

Introduced.

Summary

This bill would have updated how insurance companies set rates for workers' compensation policies and changed the makeup of the board that oversees the state's workers' compensation insurance guaranty association. It specifically set new limits on the percentage of policies that can use '' and adjusted the appointment process for the board of directors.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Why It Matters

The bill would have altered the regulatory framework for how insurance companies price workers' compensation coverage for Florida employers and changed the governance structure of the entity that protects policyholders if an insurer fails.

Frequently Asked Questions

What are 'excess rates' in this context?

refer to insurance premiums that exceed the standard rates filed with the state, which insurers are restricted from applying to more than a specific percentage of their total policies.

Who would have been on the board of the insurance guaranty association?

The board would have consisted of 11 members, including state officials, representatives from private insurance carriers, employer associations, and insurance agents.

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Voting Record

Motion succeededupper2/4/2026openstates_bulkOfficial roll call ↗

Favorable with Committee Substitute

Total

10

Yes

10

No

0

Present

0

Not Voting

0

Abstain

0

How they voted (10)

Jim Boyd

Republican · yes

Kathleen Passidomo

Republican · yes

Joe Gruters

Republican · yes

Barbara Sharief

Democratic · yes

Jonathan Martin

Republican · yes

Ed Hooper

Republican · yes

Keith Truenow

Republican · yes

Colleen Burton

Republican · yes

Rosalind Osgood

Democratic · yes

Jason Pizzo

Independent · yes

Full roll-call analysis →

Discoveries

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift90% confidence

Regulatory tightening on excess rates

The bill sought to codify specific percentage caps on the use of excess rates for workers' compensation, moving away from broader discretionary usage.

Florida Workers’ Compensation Insurance Guaranty Association