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SB 772FLORIDA · STATEWIDESession 2026Ordered enrolled

New Insurance Licensing Rules for Eyewear and Electronics

Original title: Limited Licenses for Portable Electronics or Eyewear Insurance

December 5, 2025

insuranceconsumer protectionbusiness regulationeyewearelectronics

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Where This Stands

Introduced
Committee
Floor Vote
Passed
Signed

Currently Ordered enrolled. The next step in the legislative lifecycle is Signed.

Procedural history

20 actions
  1. Feb 26, 2026House
    In Messages
  2. Feb 26, 2026Senate
    Immediately certified
  3. Feb 26, 2026SenateFloor
    CS passed; YEAS 36 NAYS 0
  4. Feb 26, 2026SenateFloor
    Read 3rd time
  5. Feb 26, 2026SenateFloor
    Read 2nd time
  6. Feb 25, 2026Senate
    Placed on Special Order Calendar, 02/26/26
Show 14 earlier actions
  1. Feb 25, 2026Senate
    Placed on Calendar, on 2nd reading
  2. Feb 24, 2026SenateCommittee
    Favorable by- Rules; YEAS 23 NAYS 0
  3. Feb 19, 2026Senate
    On Committee agenda-- Rules, 02/24/26, 12:00 pm, 412 Knott Building
  4. Feb 13, 2026Senate
    Now in Rules
  5. Feb 12, 2026SenateCommittee
    Favorable by Appropriations Committee on Agriculture, Environment, and General Government; YEAS 10 NAYS 0
  6. Feb 9, 2026Senate
    On Committee agenda-- Appropriations Committee on Agriculture, Environment, and General Government, 02/12/26, 4:30 pm, 412 Knott Building
  7. Feb 4, 2026Senate
    CS by Banking and Insurance read 1st time
  8. Jan 29, 2026Senate
    Now in Appropriations Committee on Agriculture, Environment, and General Government
  9. Jan 29, 2026Senate
    Pending reference review under Rule 4.7(2) - (Committee Substitute)
  10. Jan 28, 2026Senate
    CS by Banking and Insurance; YEAS 10 NAYS 0
  11. Jan 23, 2026Senate
    On Committee agenda-- Banking and Insurance, 01/28/26, 10:30 am, 412 Knott Building
  12. Jan 13, 2026SenateIntroduced
    Introduced
  13. Dec 16, 2025SenateCommittee
    Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Rules
  14. Dec 5, 2025SenateIntroduced
    Filed

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

The Frame

What this does

This legislation changes how consumers can purchase insurance for glasses and electronics at retail stores, requiring businesses to provide clearer disclosures about coverage, deductibles, and cancellation rights starting July 1, 2026.

Who is mentioned in the record

Potentially affected actors named in the source documents. Mention is not a position.

Retail vendors of electronics and eyewear

Businesses must now comply with new licensing, disclosure, and record-keeping requirements to sell insurance at their locations.

Consumers

Customers purchasing electronics or eyewear will receive standardized disclosures regarding insurance coverage, deductibles, and cancellation rights.

General lines insurance agents

Agents must supervise the sale of these insurance products at retail locations and ensure training programs are in place.

What changed

Current stage: Ordered enrolled.

What's next

Signed.

Summary

This bill expands existing insurance licensing rules for portable electronics to include smart glasses and traditional eyewear. It allows retail stores to offer insurance for these items under a simplified licensing process and sets new standards for consumer disclosures and claims processing.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

Do I need to buy insurance to purchase glasses or electronics?
No. The bill requires retailers to disclose that enrollment in insurance coverage is not required to purchase or lease the product or service.
Can I cancel my insurance policy if I change my mind?
Yes. The bill mandates that customers be informed they can cancel coverage at any time and receive a refund for any .
Does this insurance cover my existing homeowners or renters policy?
The bill requires retailers to disclose that the insurance offered may duplicate coverage you already have through your homeowners or renters insurance policy.

Why It Matters

This legislation changes how consumers can purchase insurance for glasses and electronics at retail stores, requiring businesses to provide clearer disclosures about coverage, deductibles, and cancellation rights starting July 1, 2026.

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Voting Record

Motion succeededsenate2/26/2026Official roll call ↗

Third Reading

Total

43

Yes

38

No

0

Present

0

Not Voting

1

Abstain

0

Motion succeededsenate2/24/2026Official roll call ↗

Favorable

Total

28

Yes

27

No

0

Present

0

Not Voting

0

Abstain

0

Motion succeededsenate2/12/2026Official roll call ↗

Favorable

Total

11

Yes

10

No

0

Present

0

Not Voting

0

Abstain

0

Motion succeededsenate1/28/2026Official roll call ↗

Favorable with Committee Substitute

Total

11

Yes

11

No

0

Present

0

Not Voting

0

Abstain

0

Full roll-call analysis →

Sponsors

Discoveries

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift100% confidence

Expansion of Limited Licensing

The bill explicitly merges the regulatory treatment of portable electronics with eyewear, signaling a shift toward treating smart glasses and traditional eyewear as a single category for retail insurance purposes.

Florida Legislature

Connected Entities

organizationRules“Committee reviewing the bill”Map →
location412 Knott Building“Location of committee meetings”Map →
organizationBanking and Insurance“Committee reviewing the bill”Map →
dollar_amount36“Number of votes in favor of the bill”Map →
organizationAppropriations Committee on Agriculture, Environment, and General Government“Committee reviewing the bill”Map →

Sources

Open source document

openstates.org

Analysis Score

0–100
  • Significance60
    How much this matters to a regular citizen
  • Controversy10
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz20
    Current news / social attention level

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