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Read. Follow. Verify.Connecticut requires state-chartered banks and credit unions to offer secured credit cards starting October 2026
Last action · March 23, 2026: File Number 127Sponsors: Tom Delnicki and 1 other
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What This Bill Proposed
s and credit unions must offer s to customers and members, and share account information with authorized third parties for credit reporting, starting October 1, 2026.
State residents seeking to build or rebuild their credit history gain mandated access to secured credit products through local state-chartered financial institutions.
- Secured credit cards are financial products typically used by consumers with limited or damaged credit histories, requiring a cash deposit as collateral. context
Who It Would Have Affected
Groups the bill's text would have affected, as described in the record. Being affected is not a position for or against it.
Connecticut banks
Connecticut banks must make secured credit cards and related account information available to customers.
Connecticut credit unions
Connecticut credit unions must make secured credit cards and related account information available to members.
Bank customers and credit union members
Bank customers and credit union members gain the right to access secured credit cards and authorize third-party reporting of account information.
Key Facts
You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.
Frequently Asked Questions
What is a secured credit card under this bill?
Who does this requirement apply to?
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Votes, people, money & the original sourceWhere This Stands
This bill did not become law - Died at adjournment · on the Senate floor.
Procedural history
9 actions- Mar 23, 2026Connecticut General AssemblyFile Number 127
- Mar 23, 2026SenateSenate Calendar Number 100
- Mar 23, 2026SenateFavorable Report, Tabled for the Calendar, Senate
- Mar 23, 2026Connecticut General AssemblyReported Out of Legislative Commissioners' Office
- Mar 16, 2026Connecticut General AssemblyReferred to Office of Legislative Research and Office of Fiscal Analysis 03/23/26 12:00 PM
- Mar 10, 2026Connecticut General AssemblyFiled with Legislative Commissioners' Office
Show 3 earlier actions
- Mar 10, 2026Connecticut General AssemblyJoint Favorable
- Feb 27, 2026Connecticut General AssemblyPublic Hearing 03/03
- Feb 26, 2026Connecticut General AssemblyCommitteeReferred to Joint Committee on Banking
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Lobbying Activity
No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Sponsors
Connected Entities
Sources
cga.ct.gov
Analysis Score
0–100- Significance20Lowered because this bill did not pass (its text scored 40)
- Controversy10Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz20Current news / social attention level
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