NFIP Extension through 2023 Act
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Where This Stands
Currently in_committee. The next step in the legislative lifecycle is Floor Vote.
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →The Frame
This bill maintains the federal government's authority to issue and renew flood insurance policies for homeowners and businesses through the end of 2023.
Potentially affected actors named in the source documents. Mention is not a position.
NFIP policyholders
The bill ensures the continued availability of federal flood insurance coverage for these individuals.
Property owners in flood-prone areas
The bill maintains the ability for these individuals to obtain or maintain federally backed flood insurance.
Current stage: in_committee.
Floor Vote.
Summary
Key Facts
- The bill extends the National Flood Insurance Program (NFIP) authorization from September 30, 2023, to December 31, 2023.
- The extension applies to both the financing authority under 42 U.S.C. 4016(a) and the program expiration date under 42 U.S.C. 4026.
- The bill includes a retroactive effective date provision, ensuring the extension applies as if enacted on September 30, 2023, even if the bill is signed into law after that date.
Frequently Asked Questions
Will my flood insurance policy be affected by this bill?
What happens if the bill is signed after September 30, 2023?
Why It Matters
This bill maintains the federal government's authority to issue and renew flood insurance policies for homeowners and businesses through the end of 2023.
News Coverage
Sponsors
Discoveries
Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.
Short-term extension pattern
The bill utilizes a three-month extension, reflecting a pattern of temporary reauthorizations for the NFIP rather than long-term reform.
Connected Entities
Sources
www.congress.gov
Analysis Score
0–100- Significance65How much this matters to a regular citizen
- Controversy10Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz20Current news / social attention level
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