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Read. Follow. Verify.Massachusetts Bill S.780 Requires Mental Health Parity in Disability Insurance Policies
Last action · November 17, 2025: Committee recommended ought to pass and referred to the committee on Senate Ways and MeansSponsors: Joan Lovely and 1 other
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What This Bill Would Do
Massachusetts bill S.780 prohibits short-term and long-term disability insurance policies from imposing benefit limitations or exclusions for that are not applied equally to physical disorders.
Who It Would Affect
Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.
Disability insurance claimants
Claimants with behavioral health conditions receive equal coverage terms compared to those with physical health conditions.
Disability insurance providers
Insurers must adjust their individual and group policy terms, exclusions, and medical examination protocols to ensure behavioral health parity.
Key Facts
You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.
Frequently Asked Questions
Does this bill apply to both individual and group disability policies?
Can insurance companies still require medical exams to prove a disability exists?
What else do you want to know?
News Coverage
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Votes, people, money & the original sourceWhere This Stands
Currently in committee. The next step in the legislative lifecycle is Floor Vote.
Procedural history
5 actions- Nov 17, 2025SenateCommitteeCommittee recommended ought to pass and referred to the committee on Senate Ways and Means
- Aug 28, 2025SenateCommitteeBill reported favorably by committee and referred to the committee on Health Care Financing
- May 7, 2025JointHearing scheduled for 05/13/2025 from 10:00 AM-01:00 PM in A-2
- Feb 27, 2025HouseHouse concurred
- Feb 27, 2025SenateCommitteeReferred to the committee on Financial Services
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Lobbying Activity
No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Sponsors
Discoveries
Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.
Extension of Parity to Disability Policies
The legislation amends chapter 175 of the General Laws to bridge the coverage gap between physical and behavioral health restrictions in disability insurance.
Connected Entities
Sources
malegislature.gov
Analysis Score
0–100- Significance65How much this matters to a regular citizen
- Controversy25Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz20Current news / social attention level
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