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Missouri bill bans employers from using credit scores in hiring and firing decisions unless job-related

Original title: USE OF CREDIT SCORES BY EMPLOYERS

Last action · May 15, 2026: Referred: Emerging Issues(H)Sponsors: Marla Smith and 1 other

Introduced
Committee
Floor Vote
Passed
Law

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What This Bill Would Do

Employers are prohibited from discharging, refusing to hire, or disadvantaging individuals based on credit history or credit scores unless the credit information is directly, materially, and substantially related to job duties or business operations.

Why it matters

Job seekers and current workers gain legal protection against adverse employment actions tied to their personal financial records, provided the job does not require a direct link to creditworthiness.

Background
  • House Bill 1933 was introduced during the 2026 Regular Session of the Missouri 103rd General Assembly by Representative Marla Smith. context

Who It Would Affect

Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.

Directly affected

employers

Employers face restrictions on using credit history and scores in hiring, firing, and compensation decisions unless a direct job-related exemption applies.

Directly affected

job applicants and employees

Individuals gain protection from adverse employment actions based on credit history, except where credit is directly related to job performance.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

Can an employer still check my credit score when I apply for a job?
Only if your credit score or history is directly, materially, and substantially related to the duties and performance of the employee or the overall operation of the employer's business.
What actions are prohibited by employers regarding credit history?
Employers cannot discharge, refuse to hire, or otherwise disadvantage any individual with respect to compensation, terms, or conditions of employment based on credit history or score.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

Currently in committee. The next step in the legislative lifecycle is Floor Vote.

Procedural history

4 actions
  1. May 15, 2026HouseCommittee
    Referred: Emerging Issues(H)
  2. Jan 8, 2026HouseFloor
    Read Second Time (H)
  3. Jan 7, 2026HouseIntroduced
    Read First Time (H)
  4. Dec 1, 2025HouseIntroduced
    Prefiled (H)

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Connected Entities

Joseph Engler, General Assembly, Kem Smith and 1 more
PersonJoseph Engler“Chief Clerk”Map →
OrganizationGeneral Assembly“Legislative body enacting the bill”Map →
PersonKem Smith“Co-sponsor for District 068”Map →
PersonMarla Smith“Representative for District 074”Map →

Sources

Analysis Score

0–100
  • Significance60
    How much this matters to a regular citizen
  • Controversy50
    Intensity of disagreement among stakeholders
  • Entertainment10
    Compellingness for a non-policy-wonk reader
  • Buzz30
    Current news / social attention level

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