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Congressional Hearing: Health Insurance for Small Businesses

Original title: REIMAGINING THE HEALTH CARE MARKETPLACE FOR AMERICA'S SMALL BUSINESSES

Record date · January 1, 2017

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What This Bill Does

The House Committee on Small Business held a hearing on February 7, 2017, to discuss the challenges small businesses face in the health insurance marketplace. Lawmakers and witnesses examined rising costs, declining coverage rates among small firms, and the impact of existing health care legislation.

Why it matters

This hearing established the legislative record for potential reforms to health insurance regulations that affect the ability of small businesses to provide coverage to their employees.

Who It Affects

Groups the bill's text affects, as described in the record. Being affected is not a position for or against it.

Directly affected

Small business owners

They face ongoing challenges regarding the affordability and availability of health insurance for their employees.

Directly affected

Employees of small businesses

They are impacted by changes in the availability of employer-sponsored health insurance benefits.

Key Facts

  • The hearing took place on February 7, 2017, in the Rayburn House Office Building.
  • The National Federation of Independent Business (NFIB) identified health insurance costs as the number one problem facing small businesses in 2016.
  • The National Small Business Association (NSBA) reported that health insurance coverage among firms with up to 5 employees dropped from 46% in 2014 to 41% in 2015.
  • Overall, the percentage of small firms offering health insurance dropped from 70% in 2014 to 65% in 2015, according to the NSBA.
Show all 5 facts
  • Chairman Chabot cited data claiming average premiums for job-based coverage increased by $3,775.

Frequently Asked Questions

What was the purpose of this hearing?
The Committee on Small Business met to discuss the challenges small businesses face in the current health insurance marketplace and to explore potential reforms.
Who testified at the hearing?
Representatives from the National Small Business Association, The National Association for the Self-Employed, the National Federation of Independent Business, and Georgetown University's Center on Health Insurance Reforms provided testimony.

What else do you want to know?

News Coverage

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Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Discoveries

1 pattern noticed across the record

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift90% confidence

Small Business Coverage Decline

The hearing highlights a documented decline in health insurance coverage offered by small businesses between 2014 and 2015.

Connected Entities

Tom Secor, Keith Hall, Dania Palanker and 5 more
PersonTom Secor“President of Durable Corporation, testifying for the National Small Business Ass”Map →
PersonKeith Hall“President and CEO of The National Association for the Self-Employed”Map →
PersonDania Palanker“Assistant Research Professor at Georgetown University”Map →
PersonNydia Velazquez“Ranking Member of the House Committee on Small Business”Map →
OrganizationNational Federation of Independent Business“Small business advocacy group”Map →
PersonSteve Chabot“Chairman of the House Committee on Small Business”Map →
OrganizationNational Small Business Association“Small business advocacy group”Map →
PersonKevin Kuhlman“Director of Government Relations for the National Federation of Independent Busi”Map →

Sources

Open source document

www.govinfo.gov

Analysis Score

0–100
  • Significance75
    How much this matters to a regular citizen
  • Controversy60
    Intensity of disagreement among stakeholders
  • Entertainment20
    Compellingness for a non-policy-wonk reader
  • Buzz10
    Current news / social attention level

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