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Read. Follow. Verify.Kentucky Bill Requires Health Plans to Cover Scalp Cooling Systems for Breast Cancer Chemotherapy
Last action · January 13, 2026: to Banking & Insurance (H)Sponsors: Lindsey Burke and 3 others
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What This Bill Proposed
Kentucky health insurance plans and state-sponsored group health plans must provide coverage for s used during chemotherapy treatment for breast cancer, starting January 1, 2027. The requirement applies to fully insured and self-insured health plans, limited health service benefit plans, and state postsecondary educational institution self-insured plans, subject to federal rules.
Breast cancer patients undergoing chemotherapy in covered plans gain insurance coverage for devices that reduce hair loss, shifting potential out-of-pocket medical equipment costs onto insurers.
- House Bill 25 was introduced in the Kentucky General Assembly for the 2026 Regular Session and assigned to the House Committee on Banking & Insurance. context
Who It Would Have Affected
Groups the bill's text would have affected, as described in the record. Being affected is not a position for or against it.
Breast cancer patients
Breast cancer patients undergoing chemotherapy are eligible to receive health plan coverage for scalp cooling systems to prevent or reduce hair loss.
Health plan issuers
Health plan issuers must update their coverage policies, contracts, and benefit plans to include scalp cooling systems for breast cancer chemotherapy.
State employees
State employees enrolled in the state-sponsored health insurance program gain coverage for scalp cooling systems associated with breast cancer chemotherapy.
Key Facts
- Health plans providing coverage for breast cancer chemotherapy must cover scalp cooling systems used to prevent or reduce hair loss.
- The mandate applies to fully insured and self-insured health plans, limited health service benefit plans, state postsecondary education institution self-insured plans, and the state-sponsored employee health insurance program.
- State postsecondary educational institutions providing self-insured group health plans must incorporate the scalp cooling mandate.
Frequently Asked Questions
What does this bill require health insurance plans to cover?
Does this requirement apply to self-insured plans and state employee health plans?
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Votes, people, money & the original sourceWhere This Stands
This bill did not become law - Died at adjournment · in House committee.
Procedural history
2 actions- Jan 13, 2026HouseCommitteeto Banking & Insurance (H)
- Jan 6, 2026HouseIntroducedintroduced in House to Committee on Committees (H)
Version history
Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.
View official text →Lobbying Activity
No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.
Full breakdown
Who this bill affects and the strongest case for and against it, written only from the bill’s own text.
Sponsors
Discoveries
Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.
Expansion of Mandated Cancer Supportive Care
The bill integrates scalp cooling system coverage across multiple subsections governing commercial health plans, limited health service benefit plans, and state employee health plans.
Connected Entities
Sources
apps.legislature.ky.gov
Analysis Score
0–100- Significance20Lowered because this bill did not pass (its text scored 65)
- Controversy25Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz40Current news / social attention level
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