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Kentucky Bill Requires Health Plans to Cover Scalp Cooling Systems for Breast Cancer Chemotherapy

Original title: AN ACT relating to coverage for scalp cooling systems used in connection with chemotherapy treatment for breast cancer.

Last action · January 13, 2026: to Banking & Insurance (H)Sponsors: Lindsey Burke and 3 others

Introduced
Committee
Floor Vote
Passed
Law

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What This Bill Proposed

Kentucky health insurance plans and state-sponsored group health plans must provide coverage for s used during chemotherapy treatment for breast cancer, starting January 1, 2027. The requirement applies to fully insured and self-insured health plans, limited health service benefit plans, and state postsecondary educational institution self-insured plans, subject to federal rules.

Why it matters

Breast cancer patients undergoing chemotherapy in covered plans gain insurance coverage for devices that reduce hair loss, shifting potential out-of-pocket medical equipment costs onto insurers.

Background
  • House Bill 25 was introduced in the Kentucky General Assembly for the 2026 Regular Session and assigned to the House Committee on Banking & Insurance. context

Who It Would Have Affected

Groups the bill's text would have affected, as described in the record. Being affected is not a position for or against it.

Directly affected

Breast cancer patients

Breast cancer patients undergoing chemotherapy are eligible to receive health plan coverage for scalp cooling systems to prevent or reduce hair loss.

Directly affected

Health plan issuers

Health plan issuers must update their coverage policies, contracts, and benefit plans to include scalp cooling systems for breast cancer chemotherapy.

Directly affected

State employees

State employees enrolled in the state-sponsored health insurance program gain coverage for scalp cooling systems associated with breast cancer chemotherapy.

Key Facts

  • Health plans providing coverage for breast cancer chemotherapy must cover scalp cooling systems used to prevent or reduce hair loss.
  • The mandate applies to fully insured and self-insured health plans, limited health service benefit plans, state postsecondary education institution self-insured plans, and the state-sponsored employee health insurance program.
  • State postsecondary educational institutions providing self-insured group health plans must incorporate the scalp cooling mandate.

Frequently Asked Questions

What does this bill require health insurance plans to cover?
The bill requires health insurance policies, contracts, and state-sponsored health plans that cover chemotherapy treatment for breast cancer to also provide coverage for s used to prevent or reduce hair loss.
Does this requirement apply to self-insured plans and state employee health plans?
Yes, the requirement applies on both a fully insured and self-insured basis, including self-insured employer group health plans provided by state postsecondary educational institutions and the state-sponsored employee health insurance program.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

This bill did not become law - Died at adjournment · in House committee.

Procedural history

2 actions
  1. Jan 13, 2026HouseCommittee
    to Banking & Insurance (H)
  2. Jan 6, 2026HouseIntroduced
    introduced in House to Committee on Committees (H)

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Discoveries

1 pattern noticed across the record

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift95% confidence

Expansion of Mandated Cancer Supportive Care

The bill integrates scalp cooling system coverage across multiple subsections governing commercial health plans, limited health service benefit plans, and state employee health plans.

Connected Entities

Adrielle Camuel, General Assembly, Lindsey Burke and 6 more
PersonAdrielle Camuel“Cosponsor of House Bill 25”Map →
OrganizationGeneral Assembly“The legislative body enacting the bill”Map →
PersonLindsey Burke“Primary sponsor of House Bill 25”Map →
OrganizationDepartment of Employee Insurance“Entity providing notices of special enrollment rights to public employees”Map →
OrganizationBanking & Insurance“House committee to which the bill was assigned”Map →
OrganizationDivision of Health Benefit Exchange“Division within the Office of Data Analytics receiving actuarial cost reports”Map →
PersonBeverly Chester-Burton“Cosponsor of House Bill 25”Map →
PersonGeorge Brown“Cosponsor of House Bill 25”Map →
OrganizationAmerican Academy of Actuaries“Professional body whose members conduct actuarial cost calculations”Map →

Sources

Open source document

apps.legislature.ky.gov

Analysis Score

0–100
  • Significance20
    Lowered because this bill did not pass (its text scored 65)
  • Controversy25
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz40
    Current news / social attention level

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