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Kentucky HB 365 Mandates Health Benefit Plan Coverage for Therapeutic Foods, Formulas, and Maternity Care

Original title: AN ACT relating to coverage for the care of children.

Last action · January 21, 2026: to Banking & Insurance (H)Sponsors: Pamela Stevenson and 1 other

Introduced
Committee
Floor Vote
Passed
Law

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What This Bill Proposed

Kentucky HB 365 requires health benefit plans, Medicaid, and state-sponsored employee health plans to cover therapeutic foods, formulas, and supplements for and genetic conditions, subject to specific annual caps. The measure also mandates comprehensive maternity care, telehealth services for pregnant and postpartum women, and specific provider credentialing timelines, with provisions taking effect on January 1, 2027.

Background
  • Kentucky House Bill 365 was introduced in the 2026 Regular Session relating to insurance coverage for the care of children and maternal health. context

Who It Would Have Affected

Groups the bill's text would have affected, as described in the record. Being affected is not a position for or against it.

Directly affected

Children and Individuals with Inborn Errors of Metabolism

Guaranteed health insurance and Medicaid coverage for therapeutic foods, formulas, and low-protein modified foods up to specified annual caps under physician direction.

Directly affected

Pregnant and Postpartum Women

Mandated health benefit plan coverage for maternity care, minimum hospital stays after delivery, in-home substance use disorder programs, and telehealth services.

Directly affected

Health Benefit Plan Issuers and Insurers

Required to update health plans, incorporate new nutritional and maternity coverage mandates, and calculate cost attributions for qualified health plans.

Directly affected

State Employees and Public Postsecondary Education Employees

State-sponsored and university group health plans must incorporate the new coverage mandates for child care, metabolic formulas, and maternity services.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

Are there financial caps on the coverage for therapeutic foods and formulas?
Yes. Coverage may be subject to a plan year cap of $25,000 for therapeutic food, formulas, and supplements, a separate cap of $4,000 for low-protein modified foods, and a cap of $3,000 for enteral infant formulas, all subject to annual inflation adjustments.
What are the minimum hospital stay requirements for maternity care under the bill?
Health benefit plans must provide inpatient care for a mother and newborn for a minimum of 48 hours after a vaginal delivery and 96 hours after a Cesarean section, unless an early postpartum home visit and discharge are authorized by the attending physician with the mother's consent.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

This bill did not become law - Died at adjournment · in House committee.

Procedural history

2 actions
  1. Jan 21, 2026HouseCommittee
    to Banking & Insurance (H)
  2. Jan 13, 2026HouseIntroduced
    introduced in House to Committee on Committees (H)

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Discoveries

1 pattern noticed across the record

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift95% confidence

Expansion of Statutory Health Insurance Mandates

The bill systematically amends multiple KRS chapters (304, 205, 164, and 18A) to align commercial plans, Medicaid, university plans, and state employee insurance under unified nutritional and maternity care mandates.

Connected Entities

Legislative Research Commission, Pamela Stevenson, Department for Medicaid Services and 4 more
OrganizationLegislative Research Commission“Receives state plan amendments and waiver applications”Map →
PersonPamela Stevenson“Primary sponsor of HB 365”Map →
OrganizationDepartment for Medicaid Services“State agency administering Medicaid benefits”Map →
OrganizationCabinet for Health and Family Services“State cabinet overseeing health programs and KCHIP”Map →
PersonBeverly Chester-Burton“Cosponsor of HB 365”Map →
OrganizationDepartment of Insurance“State department overseeing insurance compliance and penalties”Map →
OrganizationPersonnel Cabinet“State cabinet managing employee insurance and health plans”Map →

Sources

Open source document

apps.legislature.ky.gov

Analysis Score

0–100
  • Significance20
    Lowered because this bill did not pass (its text scored 80)
  • Controversy35
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz40
    Current news / social attention level

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