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Missouri House Bill 1966 Prohibits Health Plans from Preferring Opioids Over Nonopioid Drugs for Acute Pain

Original title: INSURANCE COVERAGE OF ALTERNATIVES TO OPIOID DRUGS

Last action · January 29, 2026: HCS Reported Do Pass (H)Sponsors: Tara Peters and 1 other

Introduced
Committee
Floor Vote
Passed
Law

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What This Bill Would Do

Missouri House Bill 1966 prohibits s from denying coverage for nonopioid prescription drugs for , requiring patients to try opioids first, or charging higher cost-sharing for nonopioids starting January 1, 2027.

Why it matters

Patients seeking treatment for can access nonopioid alternatives without facing coverage denials, step-therapy mandates favoring opioids, or higher out-of-pocket costs compared to opioid prescriptions under covered s.

Who It Would Affect

Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.

Directly affected

enrollees

Enrollees covered by health benefit plans gain access to nonopioid prescription drugs for acute pain without being subjected to mandatory prior opioid trials or higher cost-sharing.

Directly affected

health benefit plans

Health benefit plans must adjust their coverage, formulary rules, and cost-sharing structures to ensure nonopioid prescription drugs are not treated less favorably than opioids.

Key Facts

  • Health benefit plans are prohibited from denying coverage of a nonopioid prescription drug prescribed for acute pain in favor of an opioid prescription drug.
  • Health benefit plans cannot require an enrollee to try an opioid prescription drug before covering a prescribed nonopioid alternative.
  • Health benefit plans are prohibited from requiring a higher level of cost-sharing for nonopioid prescription drugs than for opioid prescription drugs.
  • Acute pain is defined as pain resulting from disease, accidental or intentional trauma, or other causes that a health care provider expects to last 30 days or fewer.

Frequently Asked Questions

What does HB 1966 require health insurance plans to do?
It prohibits s from denying coverage for nonopioid prescription drugs for , forcing patients to try an opioid first, or charging higher cost-sharing for nonopioid drugs.
When do these insurance rules take effect?
The provisions apply to s delivered, issued for delivery, continued, or renewed on or after January 1, 2027.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

Currently in committee. The next step in the legislative lifecycle is Floor Vote.

Procedural history

8 actions
  1. Jan 29, 2026HouseCommittee
    HCS Reported Do Pass (H)
  2. Jan 29, 2026HouseCommittee
    HCS Voted Do Pass (H)
  3. Jan 29, 2026House
    Executive Session Completed (H)
  4. Jan 22, 2026House
    Public Hearing Completed (H)
  5. Jan 8, 2026HouseCommittee
    Referred: Health and Mental Health(H)
  6. Jan 8, 2026HouseFloor
    Read Second Time (H)
Show 2 earlier actions
  1. Jan 7, 2026HouseIntroduced
    Read First Time (H)
  2. Dec 1, 2025HouseIntroduced
    Prefiled (H)

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

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Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Connected Entities

General Assembly
OrganizationGeneral Assembly“General Assembly of the state of Missouri”Map →

Sources

Analysis Score

0–100
  • Significance60
    How much this matters to a regular citizen
  • Controversy25
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz15
    Current news / social attention level

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