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FEDERALhearing transcript

Hearing on Financial Advice Regulations and Retirement Security

Original title: RESTRICTING ACCESS TO FINANCIAL ADVICE: EVALUATING THE COSTS AND CONSEQUENCES FOR WORKING FAMILIES AND RETIREES

January 1, 2016

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The Frame

What this does

The hearing examined how proposed federal rules for financial advisors could change the cost and availability of retirement planning services for American families.

Who is mentioned in the record

Potentially affected actors named in the source documents. Mention is not a position.

Working families and retirees

These groups are the primary subjects of the proposed financial advice regulations discussed in the hearing.

Financial advisors and firms

These entities would be subject to new regulatory requirements regarding how they provide financial advice.

U.S. Department of Labor

The agency is responsible for drafting and implementing the proposed regulations.

What changed

Last recorded activity January 1, 2016.

What's next

Next step not available in the current record.

Summary

This document is a transcript of a 2015 House hearing regarding the potential impacts of new federal regulations on financial advice for retirees and working families. Lawmakers and industry experts discussed the costs and accessibility of financial guidance under proposed Department of Labor rules.

Key Facts

  • The hearing took place on June 17, 2015, in Washington, DC.
  • The subcommittee evaluated the 'costs and consequences' of proposed Department of Labor regulations regarding financial advice.
  • Witnesses included the Secretary of Labor, representatives from Fidelity Investments, the Investment Company Institute, and private wealth management firms.
  • The committee reviewed a GAO report on retirement security and a report titled 'Locked Out of Retirement'.
  • Multiple members of Congress submitted formal questions for the record to the witnesses following the hearing.
  • The hearing was held by the Subcommittee on Health, Employment, Labor, and Pensions of the House Committee on Education and the Workforce.

Frequently Asked Questions

What was the purpose of this hearing?
The hearing was held to discuss the potential impact of new Department of Labor regulations on the financial advice industry and how those rules might affect retirement planning for families.
Who testified at this hearing?
Witnesses included Secretary of Labor Thomas E. Perez, as well as representatives from Fidelity Investments, the Investment Company Institute, and private financial management firms.

Why It Matters

The hearing examined how proposed federal rules for financial advisors could change the cost and availability of retirement planning services for American families.

News Coverage

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Sponsors

Discoveries

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift90% confidence

Regulatory focus on financial advice

The hearing highlights a significant push by the Department of Labor in 2015 to increase oversight of financial advisors to protect retirement assets.

Connected Entities

personThomas E. PerezSecretary of the U.S. Department of LaborMap →
organizationFidelity InvestmentsRepresented by witness Jack HaleyMap →
organizationInvestment Company InstituteRepresented by witness Dr. Brian ReidMap →
personDavid P. RoeChairman of the Subcommittee on Health, Employment, Labor, and PensionsMap →
organizationU.S. Department of LaborThe agency proposing the financial advice regulationsMap →
personJared PolisRanking Member of the SubcommitteeMap →

Sources

Open source document

www.govinfo.gov

Analysis Score

0–100
  • Significance60
    How much this matters to a regular citizen
  • Controversy50
    Intensity of disagreement among stakeholders
  • Entertainment10
    Compellingness for a non-policy-wonk reader
  • Buzz20
    Current news / social attention level

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