POLISCOPE
Back to bills

The civic record

Read. Follow. Verify.
High Impact

Missouri House Bill 1944 Regulates Health Insurance Claims Settlement, Anesthesia Time Limits, and Physician Claim Downcoding

Original title: HEALTH INSURANCE CLAIMS SETTLEMENT PRACTICES

Last action · May 15, 2026: Referred: Emerging Issues(H)Sponsor: George Hruza

Introduced
Committee
Floor Vote
Passed
Law

Track this bill to get notified when it advances a stage. One tap to stop, anytime.

Public stanceCommunity reactions are separate from the official record and reporting.

What This Bill Would Do

Missouri House Bill 1944 prohibits health carriers from imposing time limits on anesthesia service payments or excluding from calculations. It also bans automated of physician claims using artificial intelligence, requiring instead that any downcoding decision be made by a licensed physician sharing the same specialty as the treating physician.

Why it matters

Health carriers and state-sponsored insurance programs face new restrictions on how they calculate anesthesia reimbursements and review medical claims, while physicians gain structured batch-appeal rights and enhanced notification standards when claims are altered.

Who It Would Affect

Groups the bill's text would affect if enacted, as described in the record. Being affected is not a position for or against it.

Directly affected

Health carriers

Health carriers and payers are prohibited from using automated downcoding tools, must have same-specialty physicians review claim reductions, and face director enforcement actions for violations.

Directly affected

Physicians

Physicians gain protections against automated claim reductions, receive detailed disclosure when claims are downcoded, and acquire the right to appeal claims in unrestricted batches.

Directly affected

Anesthesia practitioners

Anesthesia providers are protected from policies that impose time limits on anesthesia payments or exclude anesthesia time from service calculations.

Directly affected

Patients

Patients enrolled in state-sponsored or commercial health plans are affected by changes in how medical claims and anesthesia services are reimbursed and processed.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

Can health insurance companies use artificial intelligence to downcode medical claims under this bill?
No. The bill explicitly prohibits health carriers from using any automated process, system, or tool—including artificial intelligence—to downcode a claim.
Who is legally allowed to make a claim downcoding decision under the proposed law?
Any decision must be made by a physician who is licensed in Missouri, shares the same specialty as the treating physician, and performs a documented review of the supporting clinical information.
What rights do physicians have if their claims are downcoded?
Physicians have the right to receive detailed notifications including clinical criteria, reviewer credentials, and appeal notices. They also have the right to appeal in batches of similar claims without restriction, with submission windows of at least 180 days.

What else do you want to know?

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Where This Stands

Currently in committee. The next step in the legislative lifecycle is Floor Vote.

Procedural history

4 actions
  1. May 15, 2026HouseCommittee
    Referred: Emerging Issues(H)
  2. Jan 8, 2026HouseFloor
    Read Second Time (H)
  3. Jan 7, 2026HouseIntroduced
    Read First Time (H)
  4. Dec 1, 2025HouseIntroduced
    Prefiled (H)

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

Lobbying Activity

No state lobbying filings in our records match this bill. Federal lobbying reports (LDA) cover Congress, so they are not listed on state bills.

Full breakdown

Who this bill affects and the strongest case for and against it, written only from the bill’s own text.

Sponsors

Discoveries

1 pattern noticed across the record

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift95% confidence

Prohibition of Automated Downcoding in Insurance Claims

The legislation marks a shift by explicitly banning automated intelligence tools from altering medical service codes and shifting review responsibilities to same-specialty licensed physicians.

Connected Entities

George Hruza, General Assembly, Department of Commerce and Insurance and 2 more
PersonGeorge Hruza“Representative for District 089 who introduced HB 1944”Map →
OrganizationGeneral Assembly“Legislative body of the state of Missouri”Map →
OrganizationDepartment of Commerce and Insurance“State department whose director oversees enforcement and rule promulgation”Map →
OrganizationAmerican Medical Association“Publisher of the Current Procedural Terminology code book”Map →
OrganizationDepartment of Health and Human Services“United States department adopting ASC X12 standards”Map →

Sources

Analysis Score

0–100
  • Significance75
    How much this matters to a regular citizen
  • Controversy65
    Intensity of disagreement among stakeholders
  • Entertainment10
    Compellingness for a non-policy-wonk reader
  • Buzz40
    Current news / social attention level

Publisher tools

Share or embed this record

POLISCOPE publisher tools

Share or embed this record